Online Casinos That Accept Bank Account Transfers

Play Real Money Casino Games with Bank Account Transfers

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Key Things You Need to Know

  • Most US-facing online casinos offer bank transfers, at least for withdrawals. Wire transfers are popular across the globe, and operators have responded accordingly. 
  • The best casinos have low payment fees and fast processing times.
  • A bank transfer casino is a good option if you are depositing a large amount of cash. Enjoy high maximum limits and move money in and out with zero hassle.
  • The main drawback of bank transfers is the processing time. Deposits and withdrawals can take up to five business days to go through. 
  • The main benefits of bank account casinos include their wide availability, high-level security measures, and simplicity.

Reviews of the Top Three Bank Account Casinos

Bank transfers are one of the easiest ways to make payments at online casinos. Use your personal checking account to send US dollars direct to the casino. You can enjoy instant payments, trigger a deposit bonus and start playing your favorite casino games in minutes.

Here are our three top-rated sites accepting bank deposits in 2023. With their incredible selection of online slots, table games and other specialty titles, there is something for everyone to enjoy:

1. BetOnline

BetOnline is one of the longest-standing online casinos in the US market. It opened its virtual doors in 2001 and has been offering online gambling for US players ever since. You’ll find a wealth of positive player reviews online, but retaining its leading position for this long speaks for itself. 

Our experts have chosen BetOnline as the best bank account casino as it’s one of the few sites that lets you use wire transfers for deposits and withdrawals. Deposits are free and the minimum is $500, which is low for this payment type. You can also withdraw up to $25,000 at once using bank transfers, knowing you’re protected by your bank’s security measures. 

Register for a BetOnline account and you can also claim a $3,000 welcome promotion. This is a 100% matched bonus of up to $1,000 when depositing money across three transactions.

2. Wild Casino

Wild Casino is a skin of BetOnline that’s been around since 2017. It has a much more modern and intuitive site while boasting the same reputation. The operator also holds a license from the Panama Gaming Commission, so you can play here with confidence. 

You can use bank transfers for deposits and withdrawals at Wild Casino. A higher deposit minimum of $1,000 applies, which isn’t as appealing to casual gamblers. However, high rollers can enjoy an uncapped deposit maximum and free deposits processed within 1 to 3 days. Withdrawal limits are also generous but you’ll have to cash out a minimum of $500.  

You’re eligible for a massive $5,000 welcome bonus when registering for online gaming at Wild Casino. Get 250% up to $1,000 on your first deposit, followed by 100% up to $1,000 on your subsequent four money transfer payments.

3. Sportsbetting.ag 

Sportsbetting.ag is one of our recommended licensed online casinos that also offers sports wagering. Whether you play casino games or bet on sports, you can enjoy fast money transfers every time.

Our experts recommend Sportsbetting.ag for anyone wanting to make bank wire deposits. Payments are credited in as little as one business day, and there is no cap on the amount you can deposit. The site also supports bank wire withdrawals. Payouts can take up to 15 days, but you can withdraw up to $25,000 worth of winnings in a single transaction. 

Register for an account and deposit to qualify for their $3,000 casino welcome bonus. This is split equally between your first three deposits, giving you up to $1,000 each time you fund your account. They also have an incredible selection of free slot tournaments, ideal for all online gaming fans.

How to Deposit with Bank Account: Step-by-Step Guide

Depositing at an online casino via a bank wire transfer is quick and simple. Here we walk you through the process at our experts’ favorite casino, BetOnline:

1. Create a Casino Account

Click any of the links on this page to head to the official BetOnline site. You’ll see a green “Join” button in the top right-hand corner. Click this and complete the registration form with all your personal details, including your name, date of birth and contact information. 

2. Deposit Funds via Bank Transfer

Head to the cashier screen and scroll down until you see “View More Deposit Options”. Click this link and then select “Wire Transfer” from the list of online payment methods. The live chat option will open automatically.

Ask for the casino bank details and pay via your mobile banking application. These include the bank’s IBAN and SWIFT CODE. You may also need to include a reference when you make an online bank transfer.

You can complete the transaction by opening your banking app and making a payment, just as if you were sending money to a company or friend.

You need to wait a few days for the deposited funds to hit your account. At BetOnline, a direct bank transfer typically takes between 2 to 10 business days to complete.

3. Choose a Game & Play for Real Money

Once the online payments have processed, open the online casino and find your favorite games. BetOnline is one of the best online casinos for slots and table games in the US.

How We Choose the Best Bank Account Casino

We have left no stone unturned when reviewing and ranking online casinos which accept a bank transfer. Let’s consider some key factors when we compile the best online casinos for fast bank transfer payments:

Reputation

Our industry experts only recommend online gambling casinos that have strong reputations. We also regularly check all our ranked operators to ensure no bad player reviews have surfaced. 

Payment Fees

Watch out for charges when you make deposit at bank transfer casinos. The casino itself may not charge but you US bank may do.

Transfer Times

We check for transaction times when you use a wire transfer from your bank to an online casino account. You may have to wait a day or two for wire transfer deposits to arrive in your account.

Bank Transfer Deposit Limits

All bank transfer casinos specify a minimum and maximum deposit amount. These limits can be frustrating for players—casual gamblers have to deposit more than they like, whereas high-rollers are limited. Our recommended operators have wide-ranging deposit limits for payments made via bank transfer so that they appeal to everyone.  

Bonuses & Promotions

We scope casinos offering the biggest and best bonuses in the industry. It isn’t just the bonus amount our experts consider, either. We check the wagering requirements, game restrictions, and other bonus terms to ensure the promotions are as good as they initially seem. Of course, all casino bonuses should be valid with bank account deposits!

Responsible Gambling

Although gambling is undeniably exciting, it is vital that you gamble responsibly. We care about our readers and only recommend operators offering the same level of care. You’ll have access to responsible gambling advice, self-exclusion tools and caps on wire transfer deposits. We also check that the sites have stringent KYC policies to prevent underage gambling. 

Clear Terms of Service

You must agree to their terms of service when registering for a casino account. Our industry experts look over these terms and only recommend sites that operate. Ensure you understand the conditions on every deposit bonus and have read the requirements for ID verification.

Game Variety

All our recommended bank transfer casino sites offer hundreds of top slots and casino games. Whether you want to play online slots, roulette or blackjack, you’ll find a game for you. We also scope our casinos with high and low-stakes games to cater to everyone making a wire transfer.

Licensing

All our top-rated bank transfer online casinos hold gaming licenses from regulatory bodies in Curacao and Panama. These offshore bank transfer sites do accept US players but should have a duty of care. Casinos must take responsible gambling seriously and protect vulnerable players.

Independent RNG Audits

Casinos use random number generators (RNGs) so that their game outcomes are fair. This is crucial when gambling online to ensure you have a real chance of winning. We specifically look for casinos with certificates from third-party RNG auditing companies, such as eCOGRA and iTech Labs. These certificates prove that the RNGs are functioning correctly.

Customer Support

We test the customer support options at all sites as part of our standard review process. Our experts only recommend casinos that quickly respond to our inquiries and provide comprehensive answers to our questions. We also prioritize sites with 24/7 support and several different contact methods, such as email and live chat. 

Can I Withdraw by Bank Transfer?

Yes, you can withdraw funds from online casinos using a bank wire transfer. It is actually more common for casinos to accept bank transfers for withdrawals than deposits. In fact, you can request a bank wire payout at all of our top ten casinos! 

It’s easy to withdraw direct to an online banking account. Log in to the online casino and open the cashier screen. Next, select the bank transfer option from the menu and input your bank code (SWIFT/BIC) and routing number (ACH or ABA). You may also need to enter your casino password here. The payment will be processed and should arrive directly in your bank account within 10 working days.

Bank Transfer Verification Requirements

You won’t need to provide any ID verification to the online casino in order to deposit using a bank transfer. However, verification may be needed before you withdraw money into any your bank account. This is to ensure your winnings are going into your pockets! 

All online casinos have their own verification requirements, but you generally need to provide a copy of your photo ID and proof of address. It can take a few days for casinos to review your documents. We suggest completing verification when you first register for an account, helping to avoid payout delays further down the line.

How Common Are Bank Account Transfer Casinos?

Casinos accepting bank wire transfers are relatively common. Wiring money from one account to another is widely used throughout the US, so most online casinos support these payments. 

Our top three casinos let you use bank transfers for deposits and withdrawals. However, some sites only allow you to use bank transfers for withdrawals. In addition, you can use a bank transfer for a cashout option if your deposit method isn’t available for withdrawals.

Many US banks block payments to gambling sites as a fraud prevention measure. This can be extremely frustrating for players! Therefore, many casinos simply don’t support bank wire deposits to minimize the number of player complaints. 

What to do if Your Payment Operator Blocks Your Bank Transfer Deposit?

Some US banks will block a bank transfer if it can be proved the transaction is for online gambling. However, online casino players can usually make a bank transfer using a business address that’s not related to gambling. Always check with the casino before opening your online banking page.

Among the list of banks that block casino transactions include JPMorgan Chase, Huntingdon Bank and Capital One. If you’re not having any success with one bank account, try transferring money from a different account.

We recommend you have an alternative payment method to hand if your bank transfer doesn’t go through. Consider opening a cryptocurrency wallet and transferring Bitcoin or Litecoin direct to the casino website.

Casinos with the Lowest Bank Wire Transfer Deposit & Withdrawal Fees

Deposits and withdrawing from casinos using bank transfers can incur hefty processing fees. To keep costs down, here is a comparison of fees at our recommended sites: 

Casino nameDeposit feesWithdrawal fees
Wild CasinoNo FeesFrom $45 to 3% of the payout amount
BetOnlineNo FeesFrom $45 to 3% of the payout amount
Sportsbetting.agNo FeesFrom $45 to 3% of the payout amount
BovadaN/A – Withdrawals onlyOne FREE withdrawal every 90 days; $100 for subsequent withdrawals
Café CasinoN/A – Withdrawals only$75 per withdrawal
Slots. LVN/A – Withdrawals onlyOne FREE withdrawal every month; $50 for subsequent withdrawals
Red Dog CasinoN/A – Withdrawals onlyNo fees
Las AtlantisN/A – Withdrawals onlyNo fees
My BookieN/A – Withdrawals only$15 to $35 – depending on withdrawal amount
XbetN/A – Withdrawals only$75, $125 or $160 – depending on withdrawal amount

Casinos with the Fastest Bank Account Deposits & Withdrawals

You might be waiting for a little for bank account payments to process. To keep the wait time as short as possible, see how the payment speeds at our recommended casinos compare:

Casino nameDeposit timeWithdrawal time
Wild Casino1 to 3 business daysUp to 15 business days
BetOnline3 to 5 business daysUp to 15 business days
Sportsbetting.ag1 to 3 business daysUp to 15 business days
BovadaN/A – Withdrawals only10 to 15 business days
Café CasinoN/A – Withdrawals only5 to 10 business days
Slots. LVN/A – Withdrawals only5 to 10 business days
Red Dog CasinoN/A – Withdrawals only5 business days
Las AtlantisN/A – Withdrawals only5 business days
My BookieN/A – Withdrawals onlyUp to 10 business days
XbetN/A – Withdrawals onlyUp to 10 business days

Games at Casinos Accepting Bank Transfers

We have ensured our top-rated casinos have plenty to keep you entertained! Here is a quick look at the types of games on offer:

Best Slots Bank Wire Casinos

Slots are the most popular online casino game available at all our recommended sites. They come in many exciting themes, and new titles are added regularly. From three-reel games to huge network progressives, there are slots to suit all players and budgets. 

For the most extensive selection of online slots, head to BetOnline. You’ll have access to over 400 games from world-leading developers such as BetSoft and Nucleus. Each game has incredible graphics, and many have exciting bonus features for bigger wins. Wild Casino also has a stellar selection, boasting 363 thrilling slots titles. 

Best Roulette Bank Transfer Casinos

Roulette is another popular choice for gamblers at top online casinos. Many different wagers are available when playing roulette, from a safe “red or black” bet to a high-risk single-number stake. Therefore, you can tailor your bets based on the amount of risk you want to assume.

All our recommended casinos that accept bank transfer payments offer at least one thrilling roulette game. However, BetOnline gives you 13 different versions to choose between. We recommend playing European Roulette that uses the single-zero wheel. It has a lower house edge, meaning you have a greater chance of your bets coming in!

Best Blackjack Bank Transfer Casinos

Blackjack is an excellent option for beginner gamblers. You only play against the dealer, and the simple rules make for straightforward gameplay. The benefit of playing blackjack online is that you can access many Blackjack variants that aren’t available at land-based casinos. 

A great example is Blackjack Switch, which allows you to switch cards between hands to improve your chances of winning. This game is available at BetOnline, along with 19 other blackjack variants. Wild Casino and Sportsbetting.ag also each stock 13 versions of the game to provide hours of entertainment. 

Best Live Dealer Bank Account Casinos

Live dealer games are the place to go for an authentic real-life casino experience. You play along in real-time as live footage of the dealer is streamed to your device. You can even chat with other players sitting around your table, adding a social element to your online gambling experience. 

All ten of our experts’ recommendations have live casinos, most of which are mobile-friendly. Blackjack, roulette, and other classic table games are always available. Some casinos even offer game show-style games and money wheel titles. With professional dealers and high-quality streaming, you’ll feel like you’re sitting in a real-life casino.

New Bank Wire Transfer Casinos

Many bank transfer casino players are set on finding the newest casinos out there. However, we prioritize trust and reliability when recommending gambling sites to our readers. Brand-new casinos accepting bank transfer payments have not had enough time to develop a reputation. How can you play confidently at a gambling site you don’t know you can trust?

If you’re set on finding a modern and intuitive platform, we recommend playing at Wild Casino. This is one of the newest sites on our list and launched in 2017. It has a wealth of positive player reviews and is a skin of the established, reputable BetOnline. 

How to Avoid Scams When Depositing Using Bank Transfers?

The easiest way to avoid scams when depositing directly from bank accounts is to play at one of the casinos on this page. Our experts have carefully reviewed their safety and legitimacy. You can rest assured that they are trusted places to put your money. 

Here are some other tips for avoiding scams when gambling online:

  • Check that the operator holds a valid gaming license from a regulatory body
  • Read the T&Cs before registering for an account and avoid casinos with unclear terms
  • Avoid playing at brand-new online casinos that have yet to prove they are legitimate
  • Choose to play at sites that are skins of well-established online casinos
  • Check that the website implements SSL technology to encrypt your data

Advantages of Using Bank Transfers at Online Casinos

Sending money directly from bank accounts to an online casino has several advantages: 

  • Enhanced Safety: Bank transfers are one of the most secure ways to fund your gambling account and receive your winnings. These transactions are carried out directly by your bank. Banks have rigorous security measures and heavily encrypt payments to protect your bank details from hackers. 
  • Widely Available: Almost all online casinos in the US accept bank transfer payments. This means there are hundreds of online casinos to choose from! In comparison, cryptocurrencies and certain credit cards are less available at gambling sites and can restrict your options. 
  • Simple Process: We electronically transfer funds from one bank account to another for all kinds of online purchases, so most people are already familiar with the process. Simply provide the recipient’s name and account details to make the transaction. The process couldn’t be more straightforward!
  • Suitable for Large Payments: Most bank transfer casino sites offer increased payment limits for this deposit method. Combined with the high-security measures, this makes the payment option great for transferring large sums of money. Perhaps you’re a high-roller or just scored a jackpot prize—either way, bank wires are a great choice. 

Disadvantages of Using Bank Transfers at an Online Casino

Although payments from bank accounts are incredibly secure, there are downsides at casinos accepting online transfers:

  • Payment Fees: You nearly always incur processing fees when making a wire transfer. Even when casinos don’t charge for transactions, you might be hit by your bank. Some financial institutions charge upwards of $30 for a single transfer, quickly cutting into your gambling budget and winnings.
  • Processing Times: Bank transfers are one of the slowest payment methods at online casinos. You’ll typically wait 1-5 business days for deposits to process, and up to 15 days for withdrawals. This can be highly frustrating, especially for players that want to gamble immediately or get their winnings quickly.
  • Blocked Payments: As mentioned, some US banks automatically block payments made to gambling sites. This can be frustrating, as you need to contact your bank and authorize the transaction. Sometimes banks refuse to complete the transfer, and you’ll need to choose an alternate method.
  • Withdrawals Only: Some online casinos only let you transfer money directly from your casino account to your bank rather than the other way round. Your options are limited if you want to wire cash for both depositing and withdrawing. Nevertheless, Wild Casino, BetOnline, and Sportsbetting.ag are great options!

Exclusive Bank Account Bonuses at Online Casinos

It’s hard to find exclusive bonuses when you make wire transfers. However, you can still claim a good casino deposit bonus when you use your bank account to make a transfer. All our recommended casinos run lucrative deposit match bonuses – the more you deposit, the more bonus funds you receive. 

Transfers made directly from bank accounts at casinos accepting transfers are therefore an incredibly safe and secure option for anyone looking to claim the maximum bonus amount.

Take the 100% bonus up to $1,000 at BetOnline, for instance. You can securely deposit $1,000 using domestic or international transfers and receive your additional $1,000 as soon as the funds have been credited. 

Mobile Bank Wire Transfer Casinos

Are you a mobile gamer? If so, you’ll be pleased to discover that money transfers can be made from your mobile device! All our recommended wire transfer casinos are built using HTML5 technology. This ensures they’re responsive and adapt to a range of screen sizes. They function nearly identically to their desktop counterparts, including their payment screens. 

To deposit or withdraw from your smartphone, log into your casino account from your mobile browser. Head to the cashier screen, choose “Bank Transfer”, and complete the payment as usual. As soon as the transaction goes through, you can enjoy all your favorite casino games from your phone.

Game Providers and Bank Transfer Casinos

  • Wild Casino: Best Bank Account RTG Casino
  • BetOnline: Best Rival Casino that takes Bank Transfers
  • Sportsbetting.ag: Best Bank Account BetSoft Casino
  • BetOnline: Best ViG Casino that accepts Bank Transfers

Bank Account Deposit Casino Bonuses

All operators run massive promotions in the online gambling industry to attract new players and keep existing players returning. Here are some of the types of offers available at our recommended casinos:

Bank Transfer Casinos with Match Deposit Bonuses

Match deposit bonuses are the most common type of welcome bonus for all payment methods. The operator matches a percentage of your deposited funds with bonus credits.

All three of our top-rated casinos currently offer a matched bonus to new players. BetOnline is the best place to go: you receive a 100% bonus of up to $1,000 on your first three deposits. The minimum deposit for bank transfers here is $500, so you can securely deposit $1,000 three times over to claim the maximum $3,000!

Free Spins Bank Account Online Casinos

Free spins bonuses are any promotion that lets you play slot games for free. Matched deposit bonuses are one example. Alternatively, casinos might hand out a set number of free spins to use on a specific slot title. Both of these are classed as free spins promotions. 

Sportbetting.ag is a great option if you want to play slots for free. Like BetOnline, Sportsbetting.ag will give you a $3,000 welcome bonus that can be spent on slots. The operator also runs several slot tournaments with prizes worth $1 million handed out every month. You can enter their contests for free for a chance to win!

No Deposit Bonuses

No-deposit bonuses are unique offers as you’re not required to use any payment methods in order to qualify. Instead, the operator gives you a bonus for completing a specific task, usually for simply registering for a new account. This makes them the only 100% free casino promotion.

Red Dog and Las Atlantis are the only casinos currently offering no-deposit bonuses. Once you’ve created your account, message customer support and ask for the bonus. You can choose between $40 on slots or $25 for access to other games. Either way, it’s a great way to test the casinos’ offerings before depositing real money.

Bank Account Casinos with No Minimum Deposit Limits

Deposit limits are generally in place at every online casino for all payment methods. That can cover credit card payments, crypto deposits or a wire transfer. You can check the minimum deposit limit in the cashier section of the online casino.

BetOnline currently has the lowest deposit minimum of our recommended casinos. However, you are still required to deposit at least $500 when using a bank wire transfer. This is standard for this payment method—if you’re a low-roller, bank transfers are not for you!

Alternatives to Bank Transfer Casinos

Do you need quick access to your money or want to avoid bank fees? Here are some alternative payment methods available at online casinos that you may prefer:

Debit Cards

Debit cards are a great alternative to wire transfers as they allow you to send money directly from bank accounts. Unlike bank transfers, debit card deposits are instant and hassle-free. They also have the same high-level security measures, yet processing fees and deposit limits are typically lower.

Several types of debit cards are accepted, including Mastercard and Visa. You can trigger welcome bonuses and cash out casino winnings using your debit card. You can even use Visa or MasterCard at the best mobile casino sites.

Credit Cards

Several types of credit cards exist, including AMEX, Discover, MasterCard, and Visa. You can use your cards to activate the casinos’ bonuses or make a deposit. It’s quicker and just as reliable as bank transfer options.

You may incur a small payment fee when gambling at many online casinos with credit cards. However, your deposit is processed instantly and some providers offer cashback rewards on your spending. 

How Secure Are Bank Account Casinos?

Sending money directly from your bank accounts is incredibly secure, which is why this is a fantastic option for anyone transferring large amounts of money. You are protected by your bank’s security measures and often have to complete two-factor authentication. 

However, not all online casinos can be trusted. We suggest playing at the sites highlighted on this page, as our experts have tested their security measures. Every site here implements SSL encryption to protect your data, uses RNGs to ensure fair game outcomes, and holds a valid gaming license as a testament to their legitimacy. 

Frequently Asked Questions

Do Most Online Casinos Accept Bank Account Transfers?

Yes, most online casinos accept bank account transfers. Use the mobile casino or make a credit transfer online with as little as $50-100. Just open the cashier section and make your online bank transfer in minutes.

Is it Safe to Use Bank Transfers at Online Casinos?

Yes, it is safe to use bank transfers as your casino deposit. Payments are processed by your bank directly, so you’re covered by their tight security measures and SSL encryption.

What is the Best Casino that Accepts Bank Transfers?

According to our experts, BetOnline is one of the best casinos that accept bank transfers. You can make wire transfers from as little as $500 per transaction, and funds are usually credited within 3 business days. BetOnline also has an incredible $3,000 welcome bonus you don’t want to miss!

Is Using Bank Transfers at an Online Casino Legal?

Yes, it is legal to use the bank transfer payment method at an online casino. Many US banks block payments to gambling sites, but this is not a legal requirement. It is just part of the fraud prevention measures they put in place to protect their customers. 

How Do Bank Account Casino Deposits Work?

First, select the bank transfer option in the cashier section of the casino. Enter your bank details and claim a deposit bonus when you transfer the funds. You must complete the transfer via your mobile banking app. The funds will appear in your casino account within a few working days. 

Can I Withdraw from a Casino Using Bank Account Transfers?

Yes, you can withdraw from casinos accepting bank wire transfer payments. Open the cashier and enter your payment method and bank details to get the money sent directly to your bank. 

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