Credit cards are one of the most convenient payment methods at online gambling sites. And while it’s illegal for offshore gambling sites to accept credit card payments from US residents, state-licensed and regulated online casinos can legally accept credit for real money casino deposits.
Most regulated online casinos in the U.S. accept both Visa cards and Mastercard cards (credit, debit, and prepaid cards). However, not all Visa and MasterCard cards are created equal, as some cards still do not work for making online casino deposits. Players may need to try different cards to find cards that work at different online gambling sites.
These challenges are fewer and farther between in regulated states like New Jersey, however, as issuing banks update their policies around online gambling payments. For example, TD Bank finally changed its policy in 2019 to allow TD credit and debit cards to be used at online gambling sites.
Unlike Visa and Mastercard, Discover cards are not directly accepted at most regulated online gambling sites in the U.S. There are exceptions, like the Michigan iLottery, however. Check out our list of the best Discover card casinos for other examples of such sites.
In addition, Discover Cards can be used for online gambling deposits and withdrawals through Play+ (PlayPlus) cards. Discover is an approved direct funding source for Play+ cards and Play+ issues prepaid Discover Cards that are linked to Play+ accounts. Play+ cards can then be used to make purchases anywhere that Discover is accepted.
Discover can also be used to fund a variety of other payment sources, including e-wallet accounts like PayPal.
American Express is currently not accepted directly at many regulated gambling sites in the U.S. However, there are exceptions. The best American Express casinos accept AMEX cards for deposits and withdrawals, have wide-ranging payment limits, and keep their fees low.
Moreover, as a trusted payment card brand in the US, American Express can be used to fund other payment sources, including e-wallet accounts like PayPal.
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