Key Reasons to Sign Up

  • 150+ RealTime Gaming slots and table games available
  • Download software and web play available
  • Regular slots tournaments running daily, weekly, and monthly
  • Players Rewards Card with regular deposit bonuses
  • Welcome deposit bonus worth up to $10,000

Key Reasons to Play Elsewhere

  • Unverified license and certification from CDS
  • Limited range of online casino games and slots
  • No live casino games
  • Player complaints about withdrawal times and payouts

Is Silver Oak Casino Safe?

Silver Oak Casino has built up a reputation for all the wrong reasons since it launched back in 2009. It forms part of the Virtual Casino Group, the same disreputable operators who launched Planet 7 Casino, another blacklisted gambling site that we have had the misfortune of reviewing.

Our Silver Oak Casino review unearthed a catalog of complaints about slot payments and a lax verification process. Bonus offers and winnings are slow to be paid out, and customer support is poor.

There has been some evidence that Silver Oak Casino has been working for the past few years to clean up its act. However, there are still grumbles over bonus money terms and a general lack of transparency.

We would never recommend a casino that doesn’t have a license, and that’s the case with Silver Oak. It only checks the SSL verification mark, but that’s something that can be easily obtained.

The fine print on bonuses is hard to come by. Bonus details seem to change depending on which page you’re looking at. And when the wagering requirements seem too good to be true, they probably are.

Let’s get onto the overall look of the Silver Oak Casino site. The casino does have the feel of a mid-2000s gambling site. There’s an outdated download option alongside “web play” for instant gaming in a browser.

We simply can’t trust that the Silver Oak Casino games are tested and fair. Silver Oak boasts certification from CDS but this is suspected to be RealTime Gaming’s in-house verification company. It’s hard to check Silver Oak’s credibility without a proper testing certificate from an approved lab, such as eCOGRA or GLI.

Silver Oak Casino Game Selection

Silver Oak Casino offers over 130 slots and table games in its lobby. As with other casinos in the group, such as Planet 7, all online gambling is provided by RealTime Gaming.

Overall, the range of games is pretty comparable to Silver Oak’s sister casinos. Games are divided into categories, such as online slots, table games, video poker, and specialty games. However, most of the best games are reserved for the download casino version. For example, you can install games such as Let’em Ride and European Roulette, which aren’t available in the Webplay version.

With RealTime Gaming on board, you can download casino software to your PC. This gives you access to every Silver Oak game with no need to access a web browser.

Silver Oak Casino table games include fan favorites such as Craps, American Roulette, and blackjack. You can also try multiplayer roulette against hundreds of other Silver Oak Casino players. For the Webplay site, the range of table games is pretty limited.

There are no live dealer games at Silver Oak Casino, but that’s to be expected at an online casino that doesn’t have the required licensing. You may want to hunt elsewhere if you want to play against live dealers.

Table Poker1
Video Poker14
Specialty games4
Live casino gamesNone


Online slots make up the biggest part of Silver Oak Casino’s game inventory. There are over 120 slots on offer, all available to USA players.

The overall game selection is good but most slots are of the 5-reel variety. Standout games include Bubble Bubble Trio, Bonkers, Asgard, Asgard Deluxe, Sparkling Wilds, and 5 Wilds. Check out some more classic slots such as RTG’s 777.

In addition, Silver Oak Casino boasts around 60 slots with progressive jackpots. The progressive jackpots are linked across all participating casinos. That said, the total jackpots rarely get into the high five figures. Our Silver Oak Casino Review unearthed a handful of jackpot slots such as Cleopatra’s Gold that had jackpots touching $41,000.

Don’t forget, you can download most of the video slots or play for nothing through the Webplay version of the site. You can even access dedicated slot deposit bonuses at Silver Oak Casino.


RealTime Gaming offers a variant of blackjack both for the download and instant-play sites. You can enjoy gambling on straight blackjack with an insurance bet that pays 2/1 if the dealer hits a natural.

Look out too for Suit ‘Em Up Blackjack with special payouts on side bets. Play for free in Practice Mode or risk real money with instant play. With Suit ‘Em Up, you get paid 60/1 if you hit suited aces and 10/1 on a suited blackjack.


You can access a range of online casino roulette variants at Silver Oak. Again, USA players have a limited game selection if they use the Webplay version of the Silver Oak software. Currently, there is just European Roulette available for instant playing.

The download casino software are Silver Oak offers a few more variants. You can play European Roulette or download and install American Roulette and French Roulette.

French Roulette has the best house edge overall at 1.35%. This exciting roulette variant is available at many online casinos. You can save half of your even-money wager if the ball lands in the green zero pocket.

Multiplayer Roulette would be our pick of the bunch. The Silver Oak Casino game allows multiple players to roll the wheel instead of one and is much faster than the original.

Table poker

Silver Oak Casino doesn’t spread a whole bunch of poker games. However, you can play a version of 3-Card Poker exclusively from RealTime Gaming.

We recommend Tri Card Poker if you’re looking for a Silver Oak Casino game along the lines of 3-Card Poker.

Beat the dealer with your 3-card hand and earn a prize. You can also earn winnings on Pair+ side bets. You win 40/1 with a straight flush and 30/1 with 3-of-a-kind. Simply hitting a flush gets you 4/1.

Video poker

When it comes to video poker, the situation is a lot better. Silver Oak casino has 16 video pokers in total which are a big hit with poker enthusiasts.

For those unaware, they pair the best of slot machines with the game of video poker. In these virtual machines, you’ll be playing against a computer instead of a dealer, getting all the iconic variants such as Deuces Wild, Joker Poker, and Jacks or Better among others.

Silver Oak Casino spreads a host of alternative online gambling variants for poker fans. There is video poker in the Webplay casino and European Slot Poker for the download players.

The video poker game selection is pretty impressive. There are 14 no-download games available, including Jacks of Better, Joker Poker and Loose Deuces. There’s also the chance of earning big payout in Double Double Jackpot video poker.

Loose Deuces is one of our favorite games at Silver Oak Casino. The game uses some pretty graphics and betting options such as the chance to gamble and double your payout. You also win a special payout for four-of-a-kind and hitting a royal flush that contains a wild.

Specialty games

Silver Oak Casino offers a few titles that are listed under the ‘Specialty Games’ tab. In reality, these “specialty games” cover everything from American Roulette to bingo and craps.

As mentioned, the range of download games at Silver Oak Casino is bigger than those found in the Webplay lobby. You can download Craps, European Slot Poker and French Roulette, as well as instant-play games such as Banana Jones.

The Webplay lobby at Silver Oak Casino offers just four titles, including instant-win games like Fish Catch and Keno. We do like RealTime Gaming’s Sic Bo variant, however, which brings the traditional Asian dice game to USA players.

Bonus Bingo is a nice addition to the download casino at Silver Oak. The computer picks 44 balls at random which are covered on your cards. You earn winnings by covering set patterns or the entire card.

It’s good to see Silver Oak Casino paying attention to the different wants of USA players. These games aren’t the most frequently played in Silver Oak, but they offer a good change of pace if you’re in the middle of a tough blackjack session.

List of Software Providers at Silver Oak Casino

This is the part of the Silver Oak Casino review that’s easiest to put together. There is just one software provider at the casino: RealTime Gaming, as at other sites in the same group.

RTG offers the full suite of games, from slots and Tri Card Poker to Loose Deuces and roulette. That goes for both the Webplay and the downloadable version of the casino site.

In our opinion, the personal experience would be enhanced with more games and slots. Any self-respecting online casino in 2023 should offer more developers and games, whether it’s Perfect Pairs, more jackpot games or live dealers. The lack of a proper gambling license at Silver Oak Casino means you should probably steer clear in any case.

  • RTG

Can I play Silver Oak Casino Games for Free?

One of the highlights of Silver Oak Casino is its instant-play options. Whether you play through a browser or use the downloadable version, you can click the Practice Play button to try games for free.

You will be awarded with free chips to use on over 130 video slots, progressive jackpots or other games like European Roulette. Free chips are non-cashable and you can’t claim any winnings from them. It’s like having free money in your account so you can “try before you buy”.

We already know that Silver Oak Casino has a bad rep among casino players for its payments and security. By playing for free you can gauge for yourself whether Silver Oak Casino warrants you claiming that initial bonus offer.

Silver Oak Bonus Codes and Promotions

Our Silver Oak Casino review unearthed a site bursting with bonus offers and regular deals. You can start with a big welcome offer and follow up by claiming reload bonuses or joining a VIP program.

It all kicks off with a massive welcome offer worth $10,000 spread across your first ten deposits. While most of the competition offers one or two initial deposit matches, Silver Oak ramps it up to ten.

Here’s the catch: the Silver Oak Casino first deposit bonus is only available on the download site. You need to install the software or download the mobile casino to claim your offer.

Luckily, the new mobile casino at Silver Oak Casino is available for a range of portable devices. Do we trust that Silver Oak Casino will actually deliver on its bonuses when you start playing? That’s another matter.

As for the Webplay version, you can claim a 230-240% deposit bonus with as little as $30. Just make a cash transfer or deposit with your credit card to earn matched funds to use on eligible games.

And that’s just the beginning of the bonus odyssey. There’s a so-called Crewpon offer that combines a bonus with a free chip. The latter grows bigger the more bonus claims there are. That’s a 240% boost on a deposit with an initial chip of $25. However, share the bonus code with others and let them use it on deposits, and the free chip will go wild and wilder.

Other than that, there are recurring cashback bonuses, monthly $10K prize draws, and regular tournaments and challenges that will give you extra cash to play with.

PromotionsWagering requirementMin. depositPromo Code
$25 no-deposit bonus30xNoneSILVER25
$50 no-deposit bonus30xNoneSILVER50
$100 no-deposit bonus30xNoneFREESILVER
$10,000 welcome bonus30x$30SILVEROAK1
$777 re-deposit bonus30x$30777REDEPOSIT

Silver Oak Welcome Bonus

Your Silver Oak journey begins with a ten-deposit welcome bonus, which sounds too good to be true. Unfortunately, it is.

The casino promises to give up to $10,000 for free to new Silver Oak Casino players, shelling out boosts on your first ten deposits. Silver Oak certainly isn’t shy about retaining customers. They’re all 100% deposit bonuses up to $1,000 and come without free chips or free spins.

To claim these Silver Oak casino offers, you need to enter a bonus code. It’s SILVEROAK1 for the first, then you just swap the number until your 10th deposit. The bonus must be wagered at least 30 times on eligible games which include slots, scratch cards, bingo, and keno. The wagering terms go up to 60x on winnings.

Cryptocurrency Welcome Bonus at Silver Oak Casino

The casino accepts Bitcoin for a first deposit, but it doesn’t have a dedicated crypto welcome bonus. That’s a shame, as many of the best offshore casinos offer some sort of exclusive deal for crypto casino players.

Recurring Bonus on Silver Oak

Silver Oak Casino runs regular bonuses for new players and loyal customers alike. Members-only bonuses include 240% reload bonuses and free chips to use on games of your choice.

Plus, there’s a monthly prize draw where one lucky Silver Oak Casino player receives $10,000 in cash credit. All you need to do is keep playing your favorite slots and games, hitting the Perfect Pairs, or jamming the keno cards.

There aren’t many recurring bonuses at Silver Oak Casino other than the cashback offer. It allows regular players to keep coming back with 30%-50% resets depending on the deposit amount.

  • $1,001-$5,000 – 10% cashback
  • $5,001 – $10,000 – 20% cashback
  • $10,001 – ~ – 50% cashback

The extra money should be wagered 30x before withdrawal. This bonus is available all year round, but the minimum deposit is a bit high at $1,000 and is only available on deposits where you haven’t claimed a bonus.

Referral Bonus

There’s no such thing as a referral bonus at Silver Oak Casino. The Crewpon promotion comes close to it, but it doesn’t work the way you think.

This one promotes teamwork and requires you to use the bonus code CREWPON, which gives you a guaranteed $240 deposit bonus at any time and a starting $25 free chip.

The more people you share the code with and the more players make a deposit and claim the bonus, the bigger the free chip. Silver Oak Casino will accept players every time you use this bonus.

Wagering Requirements

As with all online casinos in Silver Oak’s group, wagering requirements for bonuses can vary massively from deal to deal.

We already mentioned that each bonus has different wagering requirements depending on the games you want to wager it on. If you choose slots or keno, then they count 100% toward the wagering requirements. Video poker and table games need to be wagered 60x.

It’s a little different from traditional contribution rates that can make the Silver Oak Casino bonuses prohibitive. Plus, of course, there’s also the matter of restricted games for every individual casino bonus.

That’s quite an unusual structure for wagering requirements and puts fans of table games at a disadvantage. Most players will go for slots, not even taking into account the factor that they can pay more than a single round of blackjack or poker.

There are other terms that you should also be aware of. We expect a reasonable time frame for every deposit bonus or regular promotion. And while the welcome offer covers several deposits, Silver Oak Casino scores badly for withdrawal times and friendly bonus rules.

For example, Silver Oak Casino requires every withdrawal to exceed the sum of the deposit + bonus. If you deposit $100 and get $100 as a bonus, your withdrawal must be over $200 in order to be valid. Any promotional offers can only be redeemed by players without existing account balances and with no pending withdrawals.

As we mentioned earlier, the wagering requirements and the whole promotional terms in Silver Oak Casino are strange at best. We’ve rarely seen another casino with a similar terms structure, and we think the terms are wound up that way intentionally to the disadvantage of players. It’s another pointer that this isn’t a safe casino, so you’re better off looking elsewhere.

How to Sign up & Claim Your Bonus at Silver Oak

Claiming the Silver Oak welcome bonus is simple. The casino doesn’t require any unnecessary steps for it, so you should only register online or through your mobile device and enter a valid promo code to get started.

Visit website and create an account

Head to and look to the right top corner. Click the Sign Up button to start creating your account by filling out the required information.

Start by providing your name, email address and home address. You must also create a unique password to use at Silver Oak Casino.

Activate account (e.g. if you need to click an email link or enter an SMS code)

You won’t have to provide the last 4 digits of your Social Security Number (SSN). However, you will need to click on the verification email in your inbox to complete the signup process.

Deposit / enter bonus code

Log in to your Silver Oak Casino account and claim your deposit bonus. Open the cashier tab online or via your mobile device and make a first deposit. You can also enter a coupon code to trigger each of the 10 deposit bonuses before you start to play.

Make a deposit

Choose a payment option, enter the desired amount, and get your money right away. You will also get one of the 10 welcome bonus boosts: just make sure to use the bonus codes.

Play and win real money

Once your account is funded, you’re welcome to enter the Silver Oak Casino game library and begin to play. Try games for free or hit a real-money game and earn winnings.

Live Dealer Games at Silver Oak Casino

Silver Oak casino is not one of those slot-centric sites that are so popular in 2023. However, it’s not that diverse of a casino as well. As a matter of fact, the fact that there’s no live casino is a big bother for us, and will most likely baffle other players too.

All reputable online casinos in the industry have a live casino. Live dealer games are the ultimate achievement in the online casino industry, allowing you to enjoy gambling like it was meant to be.

It’s the closest experience to Vegas you can get in a virtual way, beaten only by defeating dealers in person. Have you ever tried those Wheel-based game shows that pay tribute to the best slots or TV game shows? They’re a blast, and every player should be able to try them. No such luck in Silver Oak casino.

Since it’s an RTG casino, and since RealTime Gaming doesn’t have live casino games, it makes sense that Silver Oak Casino doesn’t have them.

Silver Oak Banking Methods

You can make a deposit into your Silver Oak Casino account using a mix of traditional bank cards and transfers. You can also transfer cryptocurrencies such as Bitcoin and Litecoin.

Watch out for the minimum deposit and withdrawal limit when you fund your Silver Oak Casino account. New players from the US may be surprised by the limitations on what you can and can’t deposit.

Deposit methods

Silver Oak Casino accepts a tiny handful of casino deposit options for all new players and regular customers. You can deposit fiat currency like USD using your Visa or MasterCard. However, the limit is tight at $50-$1,000.

Alternatively, you can deposit up to $5,000 per day by credit card if you contact Silver Oak Casino by phone or live chat.

Additionally, you can make cash transfer over the phome up to $1,350. That amount is per transaction, so you can play with a lot more during the week.

Here’s a preview of the listed options:

Deposit methodMinimumMaximumFees
Cash Transfer$50$1,350None

Litecoin, American Express, and Discover have their logos on the bottom of the Silver Oak Casino homepage too, so we trust those deposit methods are also available.

On the FAQ page, the casino lets players know that they can also deposit via phone. The minimum deposit is pretty high for casual players – the bar’s set at $50.

You can make a cryptocurrency transfer using the quick-deposit window at Silver Oak Casino. Silver Oak provides its Crypto Address which you copy and paste on the payment page at your online exchange. You can transfer up to $10,000 in Bitcoin or Litecoin to your casino account.

Also bear in mind that you will need to complete a Credit Card Agreement Form if you are using Visa or MasterCard. You will also need to upload a scan of a recent utility bill and your government-issued ID.

Withdrawal methods

The withdrawal options at Silver Oak Casino are limited. You can cash out using a bank wire transfer, cash transfer or request a bank check. e-Wallets such as PayPal are not accepted.

Beware that personal bank checks can take around 6-8 weeks to arrive in the mail. Credit card withdrawals are strictly off-limits.

In addition, you can request a cryptocurrency withdrawal back to your Bitcoin or Litecoin wallet. Silver Oak Casino recommends you use Coinbase, one of the industry-leading online crypto exchanges. We concur but always be wary of online exchanges which are traditionally not as secure as desktop wallets.

Having only three options on offer is very unusual. What’s even more unusual is the minimum withdrawal which is set at $100. Most casinos set the bar at $10 or $20, so why would anyone withdraw at least $100 if they only have $70 in their account? Would you play until you hit the minimum withdrawal number and possibly lose it all?

Then there’s the maximum $2,500 withdrawal per week to be worried about. What if you hit a bigger win? The casino promises that remaining balances will be paid in upcoming weeks, but that just gives it more time to mess things up.

If we had to recommend one withdrawal method, we’d go for Bitcoin. At least your withdrawal will be anonymous unlike bank transfers where the casino’s name will show up, and there might be trouble or in the worst case, your withdrawal will get banned by the bank.

In addition, you are allowed to reverse your payout if you want to. You can cancel a withdrawal request by contacting the customer support team (email or live chat) before the payout has been processed.

Withdrawal methodMinimumMaximumFees
Wire transfer$100$2,500Not known
Bank check$100$2,500Not known
Cash transfer$100$2,500Not known

Silver Oak Casino on Mobile

The Silver Oak Casino model looks and feels dated. It’s like going back in time to the mid-2000s when you browse the lobby and casino.

You won’t be surprised to know that there is no download option for mobile devices. You won’t find a slick casino app in the Google Play Store or iOS App Store.

Instead, you can access most of the 130+ games at Silver Oak Casino through your mobile browser. Try Perfect Pairs or Keno on the go or access your favorite bonuses every time you log in.

Silver Oak is one of those online casinos that operates well through most Android or iOS devices. Just log in through your Safari or Google Chrome browser and start playing.

Everything is right where it should be, so navigation is pretty simple. Of course, you’ll need a stable WiFi or internet connection to use the casino on your mobile phone. But, apart from that, the only other requirement is a mobile browser, and even older phones have it.

Loyalty Program at Silver Oak

Unlike most US online casinos, Silver Oak doesn’t offer a ready-made loyalty program. However, that doesn’t mean you can’t claim a few perks while you enjoy playing online.

The Players Rewards Card is powered by RealTime Gaming and is available to anyone who signs up to Silver Oak Casino.

It lets you play, win and cash out at many RTG-powered online casinos that are available to USA players, including Silver Oak.

With the PRC card, you get access to various bonuses, including:

  • 10% Top-Up Deposit Match Bonus
  • Guaranteed 48-Hour Payments
  • No Transaction Fees
  • Accepted at cashiers at 20 RTG online casinos

We’d never recommend joining an online casino without a license, so we doubt that it’s worth making dozens of deposits until you become a VIP.

There’s no such reward that will keep a player on this gaming site. There are far bigger problems to address, so the lack of a loyalty program is not that big of a concern.

Are Silver Oak Casino Complaints Accurate?

Unfortunately, we believe that many of the complaints about Silver Oak Casino are accurate. Based on our experience, all those Silver Oak Casino reviews and user comments are legit, from slow payments to unfair bonus rules and poor communication with the support team.

It’s not a good sign when Silver Oak Casino has been blacklisted by so many gambling forums and review sites. We’re just one of the dozens of top-rated gambling review websites that have flagged up issues with licensing, security, and trustworthiness.

Unfortunately, it appears that US gamblers are still playing at Silver Oak Casino when there are plenty of other options on the table.

Silver Oak Casino Customer Support

Silver Oak Casino says that it’s 100% dedicated to its customers, and will always answer any question you might have.

In Silver Oak’s defense, you can access live chat or phone support online or via mobile devices. We don’t know whether the customer support staff are located in Costa Rica, Curacao, or Timbuktu.

Silver Oak Casino support runs from Monday to Friday from 9 am until 7 pm. The casino claims to have 24-hour live chat running where you can get help on bonuses, withdrawal options, or any gambling matter.

Make sure you check out the FAQ pages at Silver Oak Casino. There’s a good guide to common questions on everything from triggering welcome bonuses to claiming your Players Rewards Card. You can also read a pretty in-depth guide to making deposits with Bitcoin.

Silver Oak Casino History

Let’s start with a little bit of history about Silver Oak Casino. It was established in 2009 as part of the Crystal Palace Group of casinos. However, several years later several of the Crystal Palace Group casinos were rebranded under the Virtual Group. These included Cats Eye Casino, Gold Stream Casino, and Silver Oak Casino.

By this point, many of the RTG-powered casinos under the Virtual Group were gaining a terrible reputation for lousy practices in online gambling. The iGaming community flagged up slow or non-existent payments, poor bonuses, and unreliable software.

Over the years, players have continued to complain about poor customer support, slow payments, and predatory terms and conditions. It’s clear that the casino is rogue from the fact that it talks about a Costa Rica license, which means nothing but paper in the iGaming world.

This governing body doesn’t take interest in player disputes and has a tarnished reputation in the online gambling industry, just like Silver Oak’s owner.

By the end of 2014, Silver Oak and most Virtual Group brands began to work on improving their image. However, there remain issues with player bonuses and delayed payouts. It’s obvious that whether you’re into Tri-Card Poker or European Roulette, Silver Oak Casino is not a site you want to play at.

Honest Silver Oak Customer Reviews

Our Silver Oak Casino review team scoured the web for accurate reports on this rogue casino. We think we found a litany of complaints on payment processing, issues with maximum cashout limits, and problems with bonus rules.

It’s clear that Silver Oak Casino still has its issues. Our conclusion is that it’s a rogue gambling site you should definitely steer clear of.

Here’s a more comprehensive overview of what you can expect. It’s not surprising to us that it’s all bad things. Silver Oak is not a casino you can trust, and these honest player reviews confirm it.


Where is Silver Oak Casino licensed?

There’s not a word of information about that on the site, but most Virtual Group casinos are licensed in Costa Rica. This isn’t an iGaming authority like the UKGC or the MGA, so it’s not a governing body we can trust.

Is Silver Oak Casino legit?

No, it isn’t. Silver Oak has unproven track records on player safety and bonus payouts. You should always stick to legit casinos only, and this one is far from that. It’s best to just skip Silver Oak and continue looking for more reputable casinos.

How do payouts work at Silver Oak?

There’s a limited range of withdrawal options at Silver Oak Casino. You can request an online wire transfer or cash out using your favorite crypto wallet. There is evidence of slow withdrawals that can take weeks or months and even cases where the casino never paid players out.

Does Silver Oak pay real money?

Some players have received real money payments, but in general, Silver Oak doesn’t pay nearly as frequently as reputable casinos. It’s best to play casino games elsewhere.

Is This Review of Silver Oak Honest and Unbiased?

Absolutely, and that should be reflected in each sentence of this article. We’re not afraid of telling things like they are. We want our readers to get a comprehensive and unbiased review of each casino, and we’re letting you know that Silver Oak is not to be trusted.

Who owns Silver Oak Casino?

Silver Oak Casino is owned and operated by Virtual Casino Group subsidiaries. This is one of the worst casino networks on the market, riddled with numerous problems and a tarnished reputation.

Are the games rigged at Silver Oak?

We can’t know for sure. Silver Oak Casino claims it’s verified by CDS, but this has raised doubts due to its close ties to RTG itself. We wouldn’t trust the safety of many of the online casino games available at Silver Oak.

How old must I be to gamble at Silver Oak?

You must be 21 or older to register an account at Silver Oak Casino and play a slot or bonus game. However, the age also depends on your local laws, which you should check in your jurisdiction.

Silver oak

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