Best Baccarat Online Casinos For Real Money in USA (2024)

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#1 - Best overall
cafe_casino
5 stars
350% up to $2,500

5

Overall Rating

21

Top features:

  • 300+ real money titles from Revolver, RTG, Rival, Spinomenal, Wohoo, and more
  • All games fully optimized for mobile
  • Supports major credit cards, Bitcoin, and altcoins

What we like:

  • Hot Drop jackpots
  • Try games free with no sign-up
  • $5 min. deposit with USDT
#1 - Best overall
cafe_casino
5 stars

Bonus:

350% up to $2,500

Top features:

  • 300+ real money titles from Revolver, RTG, Rival, Spinomenal, Wohoo, and more
  • All games fully optimized for mobile
  • Supports major credit cards, Bitcoin, and altcoins

Bonus:

350% up to $2,500

5

5 stars
21

What we like:

  • Hot Drop jackpots
  • Try games free with no sign-up
  • $5 min. deposit with USDT
#2
wild_casino
4.5 stars
$5,000 Welcome Package

4.5

Overall Rating

23

Top features:

  • Over 400 real money slots from Betsoft and Nucleus
  • App compatible with Android and iOS
  • Progressive jackpots and slots tournaments

What we like:

  • Responsive customer service
  • 20 payment methods including cards and 10+ cryptos
  • Generous recurring promotions
#2
wild_casino
4.5 stars

Bonus:

$5,000 Welcome Package
#2

Top features:

  • Over 400 real money slots from Betsoft and Nucleus
  • App compatible with Android and iOS
  • Progressive jackpots and slots tournaments

Bonus:

$5,000 Welcome Package

4.5

4.5 stars
23

What we like:

  • Responsive customer service
  • 20 payment methods including cards and 10+ cryptos
  • Generous recurring promotions
#3
red_dog_casino
4.5 stars
$8,000 Welcome Bonus

4.5

Overall Rating

9

Top features:

  • 250+ real money casino games
  • Wide selection of Rival slots
  • Play on mobile (iPhone & Android)

What we like:

  • New slots free spins
  • Recurring promotions
  • Great customer service
#3
red_dog_casino
4.5 stars

Bonus:

$8,000 Welcome Bonus
#3

Top features:

  • 250+ real money casino games
  • Wide selection of Rival slots
  • Play on mobile (iPhone & Android)

Bonus:

$8,000 Welcome Bonus

4.5

4.5 stars
9

What we like:

  • New slots free spins
  • Recurring promotions
  • Great customer service

Key Things You Need to Know

  • Baccarat is a card game where you bet on three outcomes: banker, player, or a tie. The three main versions of baccarat are Baccarat Banque, Chemin de Fer, and Punto Banco. 
  • At most offshore US baccarat casinos, you can play Punto Banco and Super 6. These games can be played as RNG and live dealer games.
  • Playing baccarat online lets you bet as little as $1 per game round. The maximum bet for a table can be between $500 and $5,000. 
  • The payment methods at baccarat casinos are typically a mix of cryptocurrencies and US dollar payments. Cryptos are usually the best choice, as these transfers are most often fee-free. 
  • Online casinos that offer baccarat games often have a bonus you can claim to play RNG card games. The wagering contribution for baccarat bets tends to be 5%. 
  • You should manage your bankroll and play with a strategy to succeed when playing baccarat online. Also, remember to avoid the tie bet with the highest house edge.

Best Baccarat Real-Money Gambling Sites

Play baccarat online at the best casinos for US players:

Reviews of the Top Real-Money Baccarat Casinos

Learn all there is to know about the top three best baccarat casinos for players in the USA in the following online casino reviews.

Café Casino Review

Café Casino has been around since 2016. The online casino is part of a group of casinos that include Ignition Casino and Bovada. Arbol Media B.V. operates Café Casino and has a gambling license from Curacao eGaming. 

Baccarat game selection

Café Casino offers two RNG baccarat games that you can play. They are both versions of Punto Banco, the most common variation of baccarat. The betting limits in these games range from $1 to $500. 

You’ll also find baccarat games in the live casino at Café Casino. You can play the standard live baccarat game or Super 6. The latter is a baccarat game with some slight variations in the rules. The live baccarat games are exclusively found at this online casino and its cooperating group of casinos. 

Cafe Casino Baccarat Selection

Welcome promotion

The best welcome bonus available at Café Casino can only be claimed with a crypto deposit. You’ll get a 350% bonus of up to $2,500. If you’d instead deposit using a debit or credit card, you’ll get a 250% bonus of up to $1,500. The wagering requirement for these bonuses is 40x your deposit and bonus within six months. 

You may play RNG baccarat with your bonus, but the wagering contribution is only 5%. 

Other promotions

When you’re playing at Café Casino, you’re automatically enrolled in its rewards program. In this, you collect points that can be exchanged for cash bonuses. There are also other bonus offers, such as a weekly mystery bonus. 

Banking methods

Bitcoin, Bitcoin Cash, Litecoin, Ethereum, and Tether can be used for deposits, as well as Visa, MasterCard, and American Express. The minimum deposit is $5 if you use Tether. Using cryptocurrency for payments is always recommended because these transactions are fee-free. Deposits with debit or credit cards are charged a 5.9% fee.

BetUS Review

BetUS is an online casino and gambling site that was launched in 1994. Lunada N.V. is the operating company’s name, and it holds a gambling license from Gaming Curacao. 

Baccarat game selection

You get to choose between two different RNG baccarat games at BetUS. They are both classic versions of Punto Banco. One of the games is great for casual players, having betting limits from $1 to $100. The other game is better suited to high rollers, with betting limits from $5 to $500. 

If you want to play live baccarat at BetUS, you’ll find four games: two classic versions and two Super 6 games. In these baccarat games, each has three betting limits you can choose between. The table limits are $5 to $100, $25 to $500, and $50 to $1,000. 

BetUS Baccarat Selection

Welcome promotion

A deposit made with crypto using the code CAS250 will give you a 250% welcome bonus. The maximum amount you can claim is $5,000, and the wagering requirement is 40x within 14 days. To claim this bonus, you must deposit a minimum of $100. 

CAS150 is the bonus code if you want to deposit using US dollars. You’ll get a 150% bonus of up to $3,000. The applicable wagering requirement is 35x within 14 days, and the minimum deposit is $50. 

Unfortunately, you can’t use these bonuses to play baccarat games at BetUS. 

Other promotions

BetUS offers many bonuses, and you can claim a bonus no less than six days a week. You may get anything from bonus cash to cashbacks, so check its promotions page. That’s where you get your BetUS bonus codes. Just note that as a default, baccarat can’t be played using bonus funds. 

Banking methods

Supported payment methods are Visa, MasterCard, American Express, Bitcoin, Bitcoin Cash, Litecoin, Ethereum, Wire Transfer, Google Pay, and Apple Pay. We recommend using one of the cryptocurrencies because these offer fee-free deposits. The minimum deposit at BetUS is $10, but such small deposits can’t trigger your bonus offers. 

Las Atlantis Review

Las Atlantis made its debut in the gambling scene in 2020 and operates with an official gaming license granted by the Government of Curacao. This ensures that you play in a regulated and secure environment, providing a top-tier gaming experience since its inception and earning a trusted place in the online casino world.

As a new player at Las Atlantis, you can take advantage of an enticing crypto bonus. You have the opportunity to claim a staggering $14,000, which is split over your first five deposits, with $2,800 each. The minimum deposit required is $10, and there is a wagering requirement of just 35x before you can cash out, making this offer hard to resist.

With over 250 casino games available, you are spoiled for choice. The selection includes an impressive array of slots, video poker, table games, and a live dealer section. Baccarat enthusiasts will find a variety of titles to enjoy, including Live Baccarat. Whether you prefer playing on a desktop or mobile device, the gaming experience is seamless.

Las Atlantis offers a competitive Baccarat house edge, providing you with the best odds and allowing you to maximize your winnings. To ensure fairness, the casino utilizes a Random Number Generator (RNG) system and an algorithm, guaranteeing a trustworthy and exciting gaming experience.

When it comes to banking, Las Atlantis offers several options with no fees for processing deposits or withdrawals. You can fund your casino account using Visa or Mastercard, with a minimum deposit of $30. Alternatively, if you prefer cryptocurrencies, Las Atlantis accepts Litecoin, Bitcoin, Tether, and Ethereum. The minimum deposit for all crypto coins, except for Tether, is $20.

How We Rate the Best Casinos for Online Baccarat

Find out what we consider when ranking and rating the best online baccarat casinos. 

Reputation

We track the reputation of all baccarat online casinos. We do this when we initially review online casinos and continuously after that. We want to ensure players are happy with the services at the casinos before we recommend them. An operator’s reputation is one of the most important trust signals we consider. 

Baccarat Games

The selection of baccarat games should naturally be good at any respectable casino. We check the number of games each online casino offers and the types of baccarat games. We look for RNG and live baccarat and the games’ betting limits. We do this to ensure casual players and high rollers can find games suitable to their strategy and bankroll. 

Banking Options

Making deposits and withdrawals at casinos that offer baccarat should be easy. To ensure this, we examine which payment methods are available and whether they are fee-free. Transaction times and withdrawal processing times are other aspects we look into, prioritizing fast-paying casinos that make it easy for you to get your hands on your winnings.

Bonuses and Promotions

All online casinos offer bonuses, but not all allow these to be used when playing baccarat. Typically, bets on baccarat will contribute less than 100% towards a wagering requirement, and that’s okay. The important thing is that baccarat can be played with a bonus. We, of course, also look at the offer itself and the terms connected to it.

Responsible Gambling

The best offshore online casinos offering baccarat take responsible gambling seriously. This is to protect vulnerable, under-age, and at-risk players. We constantly check if the casinos are offering account limits to help ensure players are gambling responsibly. Links and information to offsite gambling problem resources are also always appreciated.

Clear Terms of Service

When joining a new online casino, you should always know what you sign up for and agree to, and this is only possible if the casino provides clear, transparent, and easily understood terms of service. We at LetsGambleUSA always read the full casino terms to ensure they are fair. We look for anything that places players at a disadvantage compared to the industry standard terms.

Game Variety

Baccarat games are not the only game collections we consider when ranking casinos. You’ll likely want to play other games at some point, so we ensure the overall game catalog is good. We look at other table games like blackjack and roulette, slot machines, and specialty games. If the operator also offers a sportsbook or poker room, all the better. 

Licensing

Most offshore baccarat online casinos are licensed in Curacao, but some have other or no licenses. The gambling license indicates the operator’s trustworthiness, but it’s not the only thing that matters. Often, a stellar reputation among players and within the online casino industry is just as good a security indicator. Nevertheless, the safest online casinos hold valid licenses that are vetted by our experts. 

Independent RNG Audits

Baccarat games played on a machine at online casinos are known as RNG baccarat. These games run on a random number generator, which determines which cards are being drawn. That the RNG is fair is a prerequisite to having fair winning chances. As such, the RNG at online casinos must be independently audited and certified by a third-party testing company. 

Customer Support

When you’re playing at online casinos, you should expect to get help when you need it. This is why we test customer support through their contact channels. We look for prompt, friendly, and professional help. We’re also happy when we find other on-page resources like help pages and an FAQ.

Bonus Wagering Requirements are Higher for Online Baccarat

Most casinos will let you play baccarat and other table games with a bonus. However, there are exceptions, so check the bonus contribution table before you start playing. The casinos that allow a bonus will restrict the bonus wagering contribution. Often, each baccarat bet only counts 5% towards the wagering requirement.

It will take some time to convert a bonus into real withdrawable cash when playing baccarat. Compared to when playing slot machines, you’ll need to place many more bets to clear the wagering requirement. However, remember why the rules are like this: Your chances of winning in baccarat are higher than when you play slots.

(Check out our tips for winning in baccarat)

With a lower house edge in baccarat than on slot machines, your chances of completing the wagering are good. This is exactly why casinos don’t count each wager 100%. So, even with only a 5% contribution, your chances of converting the bonus to cash are relatively good. 

Types of Baccarat You Can Play for Cash

There are many versions of baccarat games. Some of the classic ones are Chemin de Fer and Baccarat Banque. However, the version that’s found at online casinos is Punto Banco. You can play classic Punto Banco and Super 6, a newer game version. 

Punto Banco Baccarat

Punto Banco is the standard version of baccarat that you play at an online casino. You can bet on the banker or player; other than that, there isn’t much to it. This is purely a game of chance. In addition to the banker and player, you may also bet on ties. 

The house edge in Punto Banco Baccarat can be as low as 1.01%. You can play Punto Banco Baccarat on an RNG machine and with a live dealer. One of the best casinos for this game is Wild Casino. 

Super 6 Baccarat

Super 6 is a version of Punto Banco, and it’s available at most baccarat casinos. Some casinos even offer live dealer Super 6 for an immersive and authentic experience. The rules are the same as in standard Punto Banco, except for a type of side bet. If the banker wins with a point total of six, all other bets lose. 

The house edge in Super 6 is as much as 13.82%. You can play Super 6 at many casinos, and BetUS offers this as a live dealer game. 

How Do Baccarat Tournaments Work?

A baccarat tournament works like most other card game tournaments. You play at the same table as other players and play against them. You bet as you always do, but you want to beat them in terms of your chip stack. 

In a large tournament, there are many tables, and the winners from each table proceed to the next stage. To win a table, you must be one of the (usually) two players left. This is done by the other players losing all their chips. Alternatively, you must be one of the players with the most chips left when the time runs out. 

You proceed from table to table until you’re at the final table. Whoever wins on that table is the tournament winner.

Unfortunately, we haven’t found baccarat tournaments at our recommended online casinos.

Online Baccarat Bonuses

There are multiple different bonuses you can claim at a baccarat casino. Below we’ve explained how the most popular ones work and where to claim them. 

Match Deposit Bonus

A match deposit bonus is the most common type of baccarat bonus. You deposit at the casino, and it matches your deposited funds with a certain percentage. Sometimes you can get a 50% bonus; other times, you can claim a 400% match bonus. 

If you want a 400% match bonus, you can head to SuperSlots and deposit using cryptocurrency. On your first deposit, you’ll get a 400% bonus of up to $4,000. So if you deposit $1,000, your bankroll will be $5,000. When playing baccarat with this bonus, the wagering contribution is 5%.

Cashback

Cashbacks are popular bonuses, especially among high rollers. You deposit funds and play baccarat as usual, and if you’re unlucky, you get some money back. This bonus is great as there are no restrictions on how you play with your own deposited money. 

A great cashback offer is found at Wild Casino: It gives you a 10% cashback every week. If you’ve deposited and lost Monday to Thursday, you get 10% back as bonus money on Friday; 5% is the applicable baccarat wagering contribution. 

No-Deposit Bonus

A no-deposit bonus is perhaps the best casino bonus you can get. You won’t have to risk any money; you get the bonus entirely for free. Sometimes, you get free spins to play on a slot machine; other times, you’ll get free cash. 

One of the casinos offering a no-deposit bonus is Red Dog Casino. It will give you $25 for free, which you can use to play RNG baccarat games. All you have to do to claim this bonus is to sign up at the casino. 

Payment Methods for Real-Money Online Baccarat

Most baccarat online casinos offer a good variety of payment methods. You’ll usually find both fiat and crypto options, which all have pros and cons. Let’s look closely at some of the most common payment types.

Credit and Debit Cards

Credit and debit cards are accepted at most international casinos. The best credit card casinos accept all popular US cards: Visa, MasterCard, Discover, and American Express. You can claim standard casino bonuses with a card deposit but be aware of transaction fees. Some casinos, like Ignition Casino, charge as much as 15.9% fees on card payments. 

Bitcoin and Altcoins

Cryptocurrencies are accepted as the recommended payment method for all offshore baccarat online casinos. You’ll get to claim exclusive crypto bonuses at the best Bitcoin casinos, and the payments tend to be fee-free. Casinos like Wild Casino and SuperSlots offer Bitcoin and 15 other altcoins. 

Prepaid Vouchers and Cards

Depositing with prepaid vouchers or Visa gift cards works like a regular card payment. The transactions are instant, and you get to claim standard casino bonuses. The fees might be high, and you cannot withdraw your winnings back to the card. One exception is at Red Dog Casino because this operator offers fee-free deposits with Visa gift cards.

Bank Transfers

Bank transfer is not a very popular payment method, at least not for deposits. It’s a slow option that can take days to be completed, and you won’t be able to claim any match deposit bonuses. Furthermore, some casinos, like Wild Casino, have a minimum transaction amount of $1,000 using bank transfers.

How to Make the Most of Your Baccarat Bankroll

Baccarat is not only about luck; some strategies can help you on your way. Managing your bankroll is perhaps the most important part, but we also have some other tips. 

Use a Progressive Betting Strategy

Using a progressive betting strategy is one of the most popular strategies for table games, including baccarat. Techniques like the Martingale, Oscar’s Grind, Paroli, or Fibonacci can offset your losses to help you win long-term. Both negative progressive and positive progressive strategies can be used.

Such strategies do not help you win per game, but the long-term goal is to win real money. By adjusting your bet according to the previous round’s results, you should hopefully win back your losses. 

However, remember that the most common ways to lose using these strategies are two: you hit the table limit or run out of funds to complete the betting strategy. 

Also read: Our guide to high-stakes baccarat strategies.

Optimize the Use of Your Bankroll

Optimizing your bets according to your bankroll is very important. We recommend not betting more than 5% of your bankroll per game when playing baccarat. This ensures you have enough to get through a long losing streak, which will happen eventually. 

One of the most common ways for baccarat players and players of other games to lose is by getting frustrated. If you’ve lost many times in a row, it’s easy to think that a win has to happen soon, and this is where you might be tempted to bet higher to win back some of your losses. This kind of emotional betting should be avoided because it can deplete your bankroll quickly. 

Stick to the strategy you have for your bankroll and trust your betting system. Decrease the bet when you’re running low on balance, and work your way up again. Don’t bet it all in one go.

Partake in Bonus Offers

Claiming bonuses is an easy way to increase your bankroll. With more money, you’re more likely to win long-term, not least because it allows you to use more aggressive betting strategies. 

However, when using a bonus to play baccarat, remember the bonus terms. Some casinos limit the amount of money you can bet per game round. This might interfere with your betting strategy, so ensure you’ve read the full terms before playing. 

In addition to match bonuses, you should also look for casinos offering cashbacks, in case you’re unlucky. These bonuses give you back money when you lose, so you so that try again. For example, Wild Casino offers a 10% weekly cashback on losses, including losses on baccarat games.

Place the Optimal Bets

The house edge in baccarat varies depending on what you bet on and which game you play. If you bet on the banker, the edge can be as low as only 1.01%. However, these bets also come with a 5% baccarat commission to the house. So, a player betting with a house edge of 1.24% can be just as good.

The bet you need to stay away from is the tie bet. This bet can have a house edge of a whopping 14.44%. Not only is this the worst bet when playing baccarat, but it’s also among the highest house edges in any casino game. 

Knowing the basic baccarat rules, payout charts, and applicable house edges is necessary to place optimal baccarat bets. Only the best bets will allow you to win long-term.

Have a Cash Out Strategy

The most important strategy when playing baccarat is to have a plan for when you want to cash out. There is a saying that goes, “Time is the casino’s best friend,” and this is true. All casino games are made for the house to win long-term. So, knowing when to walk away is key to success. 

Make a plan for when you’ll cash out. This can be when you’ve won a certain amount or increased your bankroll with a given percentage. A cut-off time to stop playing can also be a reasonable limit to set for yourself.

No matter which limits you choose, you do need to decide on a cashout strategy before you start playing. This is to avoid getting caught up in the moment and gambling your winnings away.

Live Baccarat Online for Real Money

If you want to play live baccarat, choose one of our top recommended live dealer casinos. They all offer classic baccarat and Super 6 played with a live dealer. Live baccarat can only be played with real money, and no casinos allow bonus funds to be used on live games. 

The best selection of live classic baccarat and Super 6 baccarat can be found here: 

  • Wild Casino offers five live baccarat games with betting limits between $1 and $5,000.
  • Ignition Casino offers four live baccarat games with betting limits between $1 and $2,500.
  • SuperSlots offers five live baccarat games with betting limits between $1 and $5,000.

Also read: Our guide to the dealer’s role in baccarat or our guide to Mini Baccarat.

Real-Money Baccarat vs. Free Online Baccarat

Playing baccarat online for free is a great way to learn the game. Not all USA online casinos will offer free demo play of baccarat, but some do. For example, BetUS lets you play in demo mode, betting with fun money. 

It’s especially beneficial for beginner baccarat players to start by playing for free. You learn the rules and can also try out different strategies. This is also great for more advanced baccarat players wishing to test a new betting strategy.  

Then, once you’re comfortable with the game and your strategy, you can easily switch to real-money play. This is a much more exciting way to play because you get the thrill of winning real money. To ensure your time and money are well spent, only play at the best real-money casinos like those listed on this page.

A Brief History of Baccarat

Baccarat is an old card game likely invented sometime in the 15th century. The original version was Baccarat Banque, played in high society in France. Later on, more versions of the game emerged, such as Baccarat Chemin de Fer and Punto Banco. 

Baccarat lost some popularity in France and Europe but became increasingly popular in Asia. At casinos in, for example, Macau, baccarat is one of the most popular card games. 

Today baccarat is played at casinos around the world and online. It’s known for being the game of choice for many high rollers. It’s also the favored game of Agent 007, aka James Bond. 

You can now play Punto Banco Baccarat and the version called Super 6 at most online casinos.

Also check out: Our guide to understanding baccarat table layout.

Frequently Asked Questions

How To Find a Reputable Online Baccarat Casino?

Check out Wild Casino, Café Casino, or BetUS for a reputable baccarat casino. If you local gambling laws allow for state-regulated online casinos, you can also look for online baccarat titles on these platforms.

Do Real-Money Online Baccarat Games Use an RNG?

Yes, an RNG is used for playing baccarat on a machine at an online casino. It will decide which cards are being drawn, ensuring a fair game. 

Can I Try Baccarat for Free Before Making a Deposit?

Yes, many online baccarat casinos offer their games’ demo versions so that you can play for free. One such casino that we can recommend is BetUS. 

What Is the RTP in Baccarat?

The RTP in baccarat depends on what you choose to bet on. The banker bet can have a house edge as low as 1.01%. Betting on a player gives a house edge of 1.24%, while a tie bet has an edge of 14.44%.

Are My Chances of Winning at Online Baccarat the Same as in a Land-based Casino?

Your chances of winning are the same, no matter where you play. The pay table and game rules determine how much you can win. Also, remember that different bets have different chances of winning, thus offering different house edges. 

Are Baccarat Games Rigged?

No, online baccarat games are not rigged. They all run on a random number generator, and therefore they are fair. However, the house will always have an advantage due to the game’s rules. 

Can I Count Cards Playing Online Baccarat?

Counting cards is not a strategy used when playing baccarat because it won’t give you an advantage. If you’d like to use a strategy, we’d instead suggest you use a progressive betting technique.

Is Baccarat a Game of Skill?

No, the version of baccarat played at online casinos is Punto Banco, which is purely a game of chance. The only thing you can do to increase your long-term winning chances is to use a betting strategy. 

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