Minnesota Lottery - Guide to MN Lotto Games & Laws

Learn everything you need to know about Minnesota's lottery and scratch-offs

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Legalized in 1989, the Minnesota State Lottery has been an active player in enriching the state’s financial and cultural fabric for over three decades, operating under the governance of the Minnesota State Lottery Commission. In 1990, just a year after its inception, the Minnesota Lottery joined the Multi-State Lottery Association, collaborating with numerous other US lottery jurisdictions.

Throughout its history, the Minnesota State Lottery has proudly awarded over $28 billion in prizes, and made significant contributions to various state causes, notably dedicating over $2.5 billion to support the state’s environmental and natural resources, as well as other beneficial projects. An impressive 85% of the annual revenues from the lottery go back into the state in the form of prizes, retailer commissions, and funds for beneficiary projects.

In this Minnesota lottery guide, we will delve deep into the offerings of online lottery options and lottery apps, the array of lottery games available for enthusiasts, draw schedules, additional gambling opportunities, and other relevant details. This will also offer insights into what to expect if you’re exploring scratch-off online gambling sites in the state.

Minnesota Online Lottery

The Minnesota Online Lottery is a digital platform offered by the Minnesota State Lottery that allows residents to participate in various lottery games directly from their devices. This state-regulated service provides players with a secure and convenient way to purchase lottery tickets, check winning numbers, and claim prizes.

Integrated with user-friendly features, the platform aims to offer an enhanced experience while ensuring responsible gaming practices. With a commitment to transparency, it also keeps players informed about where the lottery proceeds are channeled within the state. You must be of legal gambling age to participate.

Step-by-Step Guide to Getting the Minnesota Online Lottery App

  • Visit the Official Website: Start by navigating to the official Minnesota State Lottery website using your device’s browser.
  • Locate the App Download Section: Scroll down to the footer or find the section promoting the online lottery app.
  • Choose Your Device Type: Click on the appropriate link or icon for your device, whether it’s for iOS (Apple Store) or Android (Google Play Store).
  • Install the App: Once redirected to the store, click on the “Install” or “Get” button. Follow any additional prompts to initiate and complete the download.
  • Open and Register: After installation, launch the app and sign up for an account. Make sure to have your identification details ready as these might be needed to verify your age and residency.
  • Deposit Funds: You may need to deposit funds to purchase lottery tickets, so connect your bank account or other payment methods available.

Users can access a range of lottery games, including Powerball, Mega Millions, Gopher 5, and various instant win scratch games. The app includes a feature that allows users to quickly scan their physical lottery tickets to check for any winnings. Also, all purchases and prize claims are carried out in a secure digital environment with end-to-end encryption.

Users can view the most recent draw results and opt-in for notifications to stay updated on winnings and special promotions. The app provides tools and settings that help users set limits on their spending, play frequency, and self-exclude if necessary. For those new to the lottery or specific games, the app offers how-to guides, FAQs, and detailed game instructions.

Minnesota Multi-State Draw Games

Minnesota is renowned not just for its beautiful lakes and vibrant culture but also for its involvement in some of the country’s biggest multi-state lottery draw games. These games span across multiple states, offering participants a chance to win life-changing sums of money. While the odds might be longer due to a larger pool of players, the potential payouts are significantly higher than state-specific lotteries. Let’s delve into the most prominent multi-state draw games available in Minnesota.

Powerball

Powerball is arguably the most recognized multi-state lottery game in the United States, with Minnesota being one of its active participants.

Buying a Powerball lottery ticket in Minnesota is straightforward. You choose five numbers from a set of 69 (white balls) and one number from a set of 26 (the Powerball). Alternatively, you can opt for a “Quick Pick,” where numbers are randomly generated for you.

Powerball ticket

A standard Powerball ticket costs $2. For an additional $1, players can activate the “Power Play” feature, which can multiply non-jackpot winnings. Jackpots start at a whopping $20 million and can roll over to astronomical amounts if no winners emerge. There are also smaller prizes for matching fewer numbers.

In 2018, a Minnesota lottery winner claimed a $1 million Powerball prize after matching all five white ball numbers.

  • Powerball drawings are held every Wednesday and Saturday evening.
  • The Power Play feature does not affect the jackpot but can multiply other prize levels by 2, 3, 4, 5, or even 10 times.
  • Minnesota Powerball winners have one year from the drawing date to claim their prize.
Matching numbers Prize amountOdds
Matching 5 + Powerball$194,000,0001 in 292,201,338
Matching 5 + $1,000,0001 in 11,688,054
Matching 4 + Powerball$50,0001 in 913,130
Matching 4$1001 in 36,525
Matching 3 + Powerball$5001 in 14,495
Matching 3$201 in 580
Matching 2 + Powerball$201 in 702
Matching 1 + Powerball$101 in 92
Matching Powerball only$71 in 38

Mega Millions

Mega Millions is another heavyweight in the multi-state lottery scene and is readily available for Minnesota lottery enthusiasts. Players pick five numbers from a set of 70 and a Mega Ball number from a set of 25. Like Powerball, there’s also a “Quick Pick” option for automatic number generation.

Mega Millions

A Mega Millions ticket will set you back $2. The “Megaplier” option, similar to Powerball’s Power Play, costs an extra $1 and can amplify non-jackpot winnings. The minimum jackpot for Mega Millions is also $20 million, with potential rollovers leading to much larger sums. Various other prizes are available based on the number of matched numbers.

In late 2019, a Minnesota couple made headlines when they pocketed a Mega Millions prize of $1 million, having matched all five primary numbers.

  • Mega Millions drawings occur every Tuesday and Friday night.
  • The Megaplier multiplies winnings by 2, 3, 4, or 5 times, but doesn’t affect the jackpot.
  • Similar to Powerball, winners in Minnesota have one year from the drawing date to claim their Mega Millions prize.
Matching numbers Prize amountOdds
Matching 5 + Mega BallJackpot 1 in 302,575,350
Matching 5 $1,000,0001 in 12,607,306
Matching 4 + Mega Ball$10,0001 in 931,001
Matching 4$5001 in 36,792
Matching 3 + Mega Ball$2001 in 14,547
Matching 3$101 in 606
Matching 2 + Mega Ball$101 in 693
Matching 1 + Mega Ball$41 in 89
Mega Ball only$21 in 37

Lucky for Life

Lucky for Life might not have the colossal jackpots of Powerball or Mega Millions, but its unique proposition of lifetime prizes makes it a Minnesota favorite. You’ll need to select five numbers from a pool of 48 and an additional Lucky Ball from a set of 18.

Each lottery ticket costs $2, with the top prize being $1,000 a day for life, while the second prize is $25,000 a year for life. Other prizes range from $3 to $5,000, depending on matched numbers.

Lucky for Life

In early 2021, a Minnesotan walked away with the second prize, securing themselves $25,000 a year for life.

  • Drawings for Lucky for Life are held every Monday and Thursday evening.
  • Top prize winners can choose a lump sum payment if they prefer, instead of daily payouts.
  • All winners are advised to consult with financial professionals before claiming major prizes.
Matching numbers Prize amountOdds
Matching 5 + Lucky Ball$1,000/Day for Life1 in 30,821,472
Matching 5 $25,000/Year for Life1 in 1,813,028
Matching 4 + Lucky Ball$2001 in 8,433
Matching 4$1501 in 3,413
Matching 3 + Lucky Ball$201 in 201
Matching 3$251 in 250
Matching 2 + Lucky Ball$31 in 15
Matching 1 + Lucky Ball$61 in 50
Lucky Ball only$41 in 32

Minnesota Draw Games

While multi-state draw games undoubtedly attract large audiences due to their colossal jackpots, Minnesota’s local draw games have their own charm and loyal following. These games resonate with Minnesotans, not just for their winning potential, but for their contribution to the state’s development. Let’s explore some of the most popular local draw games available in Minnesota.

Gopher 5

Gopher 5 is a Minnesota exclusive that’s been a favorite since its introduction. Players pick five numbers from a pool of 47. They can either select their numbers or opt for a Quick Pick, which generates numbers randomly.

Each Gopher 5 play lottery ticket costs $1 The jackpot starts at $100,000 and grows with every draw until someone wins. There are also prizes for matching two, three, or four numbers.

In mid-2020, a lucky player from Rochester clinched a Gopher 5 jackpot of over $400,000, a testament to the game’s potential for substantial wins.

  • Gopher 5 drawings take place on Monday, Wednesday, and Friday.
  • The odds of winning the jackpot are more favorable compared to multi-state games, given the smaller number pool.
  • Jackpot winners have the option of a lump sum payment or an annuity.

Northstar Cash

A daily game with good odds and a fixed jackpot, Northstar Cash is another local favorite. You get to choose five numbers from a set of 31. As with most games, there’s a Quick Pick option for automated number selection. A Northstar Cash ticket costs just $1.

The game boasts a fixed jackpot of $25,000. Lesser prizes range from $1 to $500, depending on the number of matched numbers.

Early in 2021, a Minnesotan from Mankato scooped up the $25,000 Northstar Cash jackpot, making local headlines.

  • Drawings for Northstar Cash occur every day.
  • The game has some of the best odds among Minnesota’s local lotteries, given the limited number set.
  • Tickets must be purchased by 6:10 p.m. on the day of the drawing.

Minnesota Daily 3

Daily 3 is a straightforward and enjoyable game that offers multiple ways to win. Players pick three numbers, each between 0 and 9. They then choose a play type – straight (numbers in exact order), box (numbers in any order), or straight/box (a combo of the two).

Ticket prices range from $0.50 to $5, depending on the play type and wager amount. Winnings can vary from $40 to $500 for a $1 play, depending on the play type and numbers matched.

In late 2020, a resident from Minneapolis won $500 in Daily 3 by matching all three numbers in the exact order with a straight play.

  • The Daily 3 drawings take place every day.
  • It’s the only Minnesota game where players choose the amount they want to wager.
  • This game offers flexible playing options, catering to both risk-averse and adventurous players.

Minnesota Lottery Number Drawing Schedule

The Minnesota Lottery conducts regular draws for its numerous games throughout the week. The schedule ensures participants have multiple opportunities to try their luck and win.

GameMondayTuesdayWednesdayThursdayFridaySaturdaySunday
Powerball9:59 PM9:59 PM
Mega Millions10:00 PM10:00 PM
Lotto America10:00 PM10:00 PM
Lucky for Life9:38PM9:38PM
Gopher 56:17PM6:17PM6:17PM
Powerball9:59 PM9:59 PM
Time Zone: GMT-5:00

Minnesota Scratch Tickets

Minnesota Scratch Tickets, often referred to as instant tickets, offer lottery enthusiasts a direct shot at winning without the wait for a draw. These tickets are immensely popular due to their accessibility, variety, and immediate prize revelation. From themes ranging from festive to fantastic, there’s a scratch ticket for everyone. Not only do they provide instant gratification for players, but they also contribute substantially to the state’s revenue.

Scratch off nameTicket PriceMaximum Win
Gold Rush                $1$5000
Minnesota Treasures $5$100,000
Lucky 7s                 $2$20,000
Platinum Payout$10$500,000
Mega Crossword $5$100,000
Diamond Dazzler  $20$1,000,000

Minnesota Lottery Laws

Minnesota Lottery Laws govern the establishment, operation, and regulation of lottery games within the state. These laws ensure fair play, integrity, and the responsible distribution and use of revenue generated from the lottery. While the laws have evolved over the years, they consistently prioritize player protection and uphold the state’s commitment to fund various beneficial projects. It’s crucial for players and stakeholders to be aware of the key legal provisions associated with the Minnesota Lottery.

AspectMaryland Lottery Law
Legal age for lottery game18 years
Tax on winnings7.25% state; federal tax varies
Anonymity for winnersYes 
Limit to claim win1 year
Online lotteryYes 

Overview of the Minnesota Lottery

The Minnesota Lottery, established in the late 1980s, stands as a beacon of entertainment and contribution for the state’s residents. Beyond its purpose of offering thrilling games and substantial prizes, the lottery has a deep-rooted commitment to supporting the state’s economic, environmental, and cultural projects. Through the years, it has been a significant source of revenue, with parts of its proceeds channeled back into initiatives that benefit Minnesotans. The lottery’s reputation is underpinned by its transparency, dedication to responsible gaming, and unwavering community support.

AspectMinnesota Lottery Law
Company NameMinnesota Lottery
Founded Date 1989
HeadquartersRoseville, Minnesota 
Website Addresswww.mnlottery.com
Biggest Win in History$228.9 Million (Powerball, August 10, 2011)

The Minnesota Lottery’s proceeds play a significant role in benefiting the state’s general fund, with a focus on environmental projects, wildlife habitat preservation, and various other initiatives. Additionally, lottery winnings are subjected to both state and federal taxes, with Minnesota imposing a 7.25% state tax on lottery prizes. This tax is in addition to any federal taxes winners must pay. It’s important for winners to consult with financial professionals to understand their tax obligations thoroughly.

Other Gambling in Minnesota

Minnesota offers a diverse range of legal gambling options for its residents and visitors. The state operates a robust lottery system, encompassing multi-state draw games, local draw games, and scratch-offs. Additionally, Minnesota is home to several tribal casinos that offer slots, table games, and poker. 

Horse racing enthusiasts can enjoy both live racing and pari-mutuel betting at designated racetracks, while charitable gambling is prevalent in the form of bingo, raffles, and pull-tabs. Although sports betting is not yet legalized, the state’s proactive approach toward gambling suggests that its landscape could evolve further in the coming years.

Minnesota Lottery Winners

The Minnesota Lottery, since its inception, has turned dreams into reality for numerous participants. From modest wins to life-changing jackpots, stories of Minnesota Lottery winners resonate with hope, joy, and sometimes disbelief. Each winner’s story is unique, often inspiring others to try their luck, with many becoming part of Minnesota’s rich lottery folklore.

NameDateWin AmountGame
Paul WhiteAugust 2013$149.4 MillionPowerball 
Thomas Morris December 2011$228.9 MillionPowerball 
Mary Beth WednerApril 2008$15 MillionGopher 5
N. Nguyen       January 2020$1 Million Mega Millions

FAQ 

What does the phrase “Second Chance” on my ticket mean?

The phrase “Second Chance” on your lottery ticket refers to additional opportunities to win prizes beyond the initial drawing. If your ticket didn’t win in the main draw, it could still be eligible for a second chance drawing. These drawings often have fewer participants, which can increase your odds of winning. Make sure to check the rules and deadlines for these drawings on your lottery’s official website.

Can I play lotteries for real money at online casinos in Minnesota?

Gambling laws in the US give states the right to choose what to legalize, and online gambling for real money in any form is not legal in Minnesota yet. The state law allows for physical casinos and a state lottery, but online versions of these games are not permitted. It’s always important to check the most recent laws and regulations in your area, as these can change. Remember, it’s essential to gamble responsibly and within the law.

Why do Minnesota lotteries not offer fixed prizes?

Minnesota lotteries, like many others, do not offer fixed prizes because the prize amounts are often determined by ticket sales and the number of winners in a particular draw. This system ensures that the prize pool is fairly distributed among the winners. It also creates an element of excitement, as the jackpot can grow significantly when there are no winners for several draws.

Can winners of the Minnesota lottery maintain their anonymity?

In Minnesota, lottery winners cannot remain completely anonymous. The state law requires the lottery to release a winner’s name, city of residence, game won, date won, and amount won to any third party who requests the information. However, the lottery does not release a winner’s street address or telephone number.

Is there an app for the Minnesota Lottery?

Yes, there is an app for the Minnesota Lottery. You can download the Minnesota Lottery’s official app from the Apple App Store or Google Play Store. The app allows you to check winning numbers, scan tickets, find a retailer, and even play some games on the go.

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