Best Scratch-Off Online Casinos For Real Money in USA (2024)

Hero image
#1 - Best app overall
cafe_casino
5 stars
350% up to $2,500

5

Overall Rating

19

Highlights:

  • 300+ real money titles from Revolver, RTG, Rival, Spinomenal, Wohoo, and more
  • All games fully optimized for mobile
  • Supports major credit cards, Bitcoin, and altcoins

What we like:

  • Valid Curacao eGaming license
  • $5 min. deposit with USDT
  • Try games free with no sign-up
  • Hot Drop jackpots
#1 - Best app overall
cafe_casino
5 stars

Bonus:

350% up to $2,500

Highlights:

  • 300+ real money titles from Revolver, RTG, Rival, Spinomenal, Wohoo, and more
  • All games fully optimized for mobile
  • Supports major credit cards, Bitcoin, and altcoins

Bonus:

350% up to $2,500

5

5 stars
19

What we like:

  • Valid Curacao eGaming license
  • $5 min. deposit with USDT
  • Try games free with no sign-up
  • Hot Drop jackpots
#2
wild_casino
4.5 stars
$5,000 Package

4.5

Overall Rating

25

Highlights:

  • Over 400 real money slots from Betsoft and Nucleus
  • App compatible with Android and iOS
  • Progressive jackpots and slots tournaments

What we like:

  • Licensed by the Panama Gaming Control Board
  • Generous recurring promotions
  • 20 payment methods including cards and 10+ cryptos
  • Responsive customer service
#2
wild_casino
4.5 stars

Bonus:

$5,000 Package
#2

Highlights:

  • Over 400 real money slots from Betsoft and Nucleus
  • App compatible with Android and iOS
  • Progressive jackpots and slots tournaments

Bonus:

$5,000 Package

4.5

4.5 stars
25

What we like:

  • Licensed by the Panama Gaming Control Board
  • Generous recurring promotions
  • 20 payment methods including cards and 10+ cryptos
  • Responsive customer service
#3
red_dog_casino
4.5 stars
$8,000 Welcome Bonus

4.5

Overall Rating

9

Highlights:

  • 250+ real money casino games
  • Wide selection of Rival slots
  • Play on mobile (iPhone & Android)

What we like:

  • Valid Curaçao eGaming License
  • Great customer service
  • Recurring promotions
  • New slots free spins
#3
red_dog_casino
4.5 stars

Bonus:

$8,000 Welcome Bonus
#3

Highlights:

  • 250+ real money casino games
  • Wide selection of Rival slots
  • Play on mobile (iPhone & Android)

Bonus:

$8,000 Welcome Bonus

4.5

4.5 stars
9

What we like:

  • Valid Curaçao eGaming License
  • Great customer service
  • Recurring promotions
  • New slots free spins

Key Things You Need to Know

  • Online scratch-offs or scratch cards can be found at many casinos. Often, they are a mix between classic scratchies and slot machines featuring bonus games. 
  • The best casinos offering online scratch cards have around 14 of them. The most common providers of scratch cards online are PureRNG and Dragon Gaming. 
  • Casinos where you can play scratch cards online offer bonuses that can be used for these games. You’ll get a welcome offer and multiple ongoing promotions and offers.
  • In addition to scratch cards, you’ll also find many other games at your casino. Slots and table games tend to be the biggest game categories.
  • You can deposit and withdraw using both cryptocurrency and fiat payments. Most often, it’s beneficial to use one of the casino’s available cryptos to avoid transaction fees.

Best Scratch-Off Real-Money Gambling Sites

Play online scratch card games at the best real-money casinos for players in the USA listed below:

Reviews of the Top Real-Money Online Scratch Card Casinos

Learn about the best casinos where you can play scratch cards online.

Cafe Casino Review

Café Casino, launched in 2016, and is operated by Lynton Limited. They have secured a license from the Government of Curacao, ensuring their operations are legitimate and regulated. This reputable online casino has been providing a trusted gaming experience for several years now.

As a new player at Cafe Casino, make your first deposit using any accepted cryptocurrency and get a whopping 350% welcome bonus, up to $2,500. Remember, this offer is valid on your initial deposit only and comes with a 40x playthrough requirement.

Cafe Casino Live Dealer

At Cafe Casino, you’ll find a wide array of casino games that cater to every taste. From slots, table games, video poker, to live dealers, the variety is immense. If you’re a fan of lottery-style games, look no further than their specialty games menu.

Here, you’ll find the best online scratch cards that you can play for real money. These virtual cards offer an immersive experience, mirroring the sounds and movements of real-life scratch cards. One of the most popular scratch card game titles you’ll come across is Penguin Payday.

At Cafe Casino, you have the convenience of using your debit or credit cards, including Visa, Mastercard, and American Express. However, keep in mind there’s a 5.9% fee on these transactions. Alternatively, you can opt for cryptocurrencies such as Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Bitcoin SV, and Tether. Most cryptos require a minimum deposit of just $10, making it an accessible option for you.

BetUS Review

BetUS is an online casino and sportsbook that was launched in 1994. It is operated by the company Lunada N.V. and has a gambling license issued by Gaming Curacao.

Scratch-Off game selection

You’ll find six different online scratch card games at BetUS, so this is quite a decent selection. It is great that online scratch-offs have an excellent range of betting limits. You can scratch for as little as 1c in games like Play with Cleo and Rise of the Titans. If you’re a high roller, you get to bet $20 per scratch on Demon Train and The Bank Heist. 

The various scratch card games all have different bonus features or themes. However, the classic scratch-off game is the main base game in all the scratchies. If you’d like to try the games before betting real money, you can try them all in “fun mode.”

BetUS Scratch Card Selection

Welcome promotion

Which welcome bonus you get at BetUS depends on the payment method you choose to deposit with. Depositing a minimum of $100 with cryptocurrency will give you a 250% bonus of up to $5,000. This bonus requires the code CAS250, and you must wager through the bonus 40x within 14 days. 

If you instead deposit using fiat and fund your account with a minimum of $50, you’ll get another offer. The code CAS150 will give you a 150% bonus of up to $3,000. The applicable wagering requirement is 30x within 14 days. 

Other promotions

You’ll get exclusive crypto bonuses throughout your BetUS journey. You can claim a 20% bonus on every crypto deposit. Other bonuses are also available for cryptocurrency and US dollar payments. You can find all the current bonus codes on the BetUS website. 

Banking methods

If you want to deposit using crypto at BetUS, you can choose between Bitcoin, Bitcoin Cash, Litecoin, and Ethereum. These payment methods are fee-free, and the minimum deposit is $10. You may also make casino deposits using Visa, MasterCard, American Express, wire transfer, Google Pay, or Apple Pay.

Las Atlantis Review

Las Atlantis Casino, established in 2020, operates under a license from Curacao, ensuring a regulated environment that prioritizes your safety and fair play. You can confidently enjoy your gaming experience at this relatively new yet reliable online casino.

As a new player, you will receive a 280% crypto welcome bonus across your first five deposits. Each deposit bonus has a limit of up to $2,800, allowing for a potential grand total of $14,000 across these deposits. With a minimum deposit of just $10 and a 35x wagering requirement, this is an offer you won’t want to miss.

Las Atlantis offers over 250 casino games, including a variety of slots, poker, table games, and unique specialties. Notably, the specialties section features scratch card games that simulate real-life scratch cards, complete with authentic sounds and actions.

These lottery-style games provide a thrilling gaming experience as you virtually scratch off the coating to reveal potential prizes. Each scratch immerses you in the excitement and anticipation reminiscent of handling a physical scratch card. It’s a unique and enjoyable twist on traditional casino gaming.
At Las Atlantis, you can make casino deposits using Visa or Mastercard with a minimum deposit of $30. They also support cryptocurrencies such as Bitcoin, Ethereum, Litecoin, and Tether. All, except Tether, require a minimum deposit of $20. The best part? There are no transaction fees on deposits or withdrawals.

How We Rate the Best Casinos for Online Scratch-Off

When ranking the best scratch-off casinos, we look at multiple aspects. Below you can read about some of what we consider in our online casino review process. 

Reputation

The reputation of an online casino is always something at which we look very carefully. We regularly review the online feedback the casino has from its existing players. This is so we can check that it is a reputable and trustworthy casino that players are happy with. 

Scratch-Off Games

The number of scratch-off games is one of the aspects we consider. We also look at the quality of the online scratch cards themselves. We like to see a good variation of online scratch-offs with different betting limits and themes. 

Banking Options

You should expect plenty of options for depositing and withdrawing at all the best scratch-off casino sites. All offshore online casinos that we recommend offer cryptocurrencies, and most also offer fiat options. Minimal transaction fees, low minimum deposit limits, and fast processing times are also aspects we prioritize.

Bonuses and Promotions

There should be a good welcome bonus and plenty of ongoing promotions for you to partake in, and these should, of course, be bonuses you can use to play scratch-off cards. Not only should the bonus offers be large, but the terms must also be fair. The best casino bonuses have decent wagering requirements and limited game restrictions.

Responsible Gambling

Gambling should be fun, and playing within your comfort zone is important. To help you do this, casinos should offer tools to help you play responsibly. Therefore, we’re looking for account limitations you can activate on your account. We also expect to find helpful resources for problem gamblers. 

Clear Terms of Service

Understanding what you agree to when signing up at a casino is paramount. That’s why the terms of service of an online casino have to be written clearly and transparently. We read the full terms and conditions to ensure the casino’s terms are fair and easily understandable.

Game Variety

In addition to online scratch-offs, we like checking out the rest of the game selection. We look for a good selection of slots, table, and specialty games. The more games, the better, and the available providers will impact our rating. For example, our top-rated scratch card casino BetUS also happens to be top blackjack casino and popular roulette casino, too. This helps to boost its overall ranking.

Licensing

A trusted gambling license is always something we’re hoping to find at scratch-off casinos. Typically, the best offshore online casinos will have a license from the jurisdiction of Curacao. However, some of our most trusted casinos are operating without a license. We then evaluate their games’ reputation, site security, the safety of payments, and fairness. 

Independent RNG Audits

That casinos use a random number generator certified by a third party such as iTechLabs or eCOGRA is crucial. This ensures that the games offered are fair and you have fair chances to win. For RNG games like online scratch-offs, all fair and safe casinos must have this.

Customer Support

If you run into issues while playing at an online casino, you should get quick and professional help. We always test the support and look into its opening hours to ensure this. It’s also important that an online casino has multiple contact channels. In-depth help pages and FAQs are also appreciated. 

Types of Online Scratch Cards You Can Play for Cash

There are multiple online scratch-offs available at all the best casinos. Here, we’ve taken a closer look at some of them. 

The Bank Heist by Dragon Gaming

You’ll play scratchies in the Bank Heist Scratch Card on a 3×3 grid layout. You win if you get three of the same symbols on the same scratch. The betting limits in this game go from 10c to $20.

You win if you get three of a kind; the maximum win is as much as 500x your bet. There are eight symbols in total, including a free spins symbol. Three of these will give you ten free scratch-offs with winnings multiplied between 2x and 10x.

Leprechaun Frenzy by Dragon Gaming

The Leprechaun Frenzy Scratch Card game from Dragon Gaming features free spins. You get ten free games if you trigger these by getting three symbols. At the end of these games, your winnings will get a random multiplier of between 2x and 10x.

The online scratch cards are played on a 3×3 grid where you can get eight symbols. This includes the free spins symbol. As a maximum win from any of the standard symbols, you can get 500x your bet. The betting limits start at 10c and go up to $20. 

Demon Train by Dragon Gaming

In Demon Train Scratch Card, you’re playing on a 3×3 grid. To win, you need to have three of a kind. There are seven symbols, in addition to a free spins symbol. 

The maximum win in Demon Train Scratch Card is 500x your bet, and the bets start at 10c and go up to $20. 

You’ll be awarded ten free scratches if you get three free spin symbols. Once these online scratch cards are all played, a multiplier wheel will increase your winnings between 2x and 10x. 

Online Scratch-Off Bonuses

All US online casinos offer multiple versions of bonuses. You’ll start with a welcome bonus, and after that, you’ll get regular offers. Not all bonuses work the same way, so we’ll have to look at some of the most common bonus types.

Match Deposit Bonuses

A match deposit bonus is the most common bonus type to come across at online casinos. You need to deposit to claim these offers and get an extra percentage match. The best match deposit bonuses can be huge, and you can double or triple your deposit. 

For example, SuperSlots offers all new players a 400% match deposit bonus. You must deposit at least $20 using one of the 16 available cryptocurrencies to get this bonus. 

No-Deposit Bonuses

No-deposit bonuses are hugely popular because they are entirely free bonus offers. You won’t have to do anything to get these offers other than register at the casino. You might also get a no-deposit bonus as a loyalty reward or when the casino is promoting new games.

A great casino that offers a no-deposit bonus is Red Dog Casino. When signing up, you’ll get $40 free to play slots or $25 for other casino games. However, unfortunately, Red Dog Casino does not offer scratch card games. 

Cashback Bonuses

Getting a cashback is almost like a form of insurance. You have to start by making deposits into your player account, and if you lose, you might qualify for a cashback. Typically, a casino will give cashbacks daily, weekly, or monthly. 

The online casino Wild Casino offers a 10% cashback every Friday. So, if you’ve lost on your deposits between Monday and Thursday, you get a tenth of it back. That way, you can try your luck again. 

Loyalty Bonuses

Loyalty bonuses and programs are great if you play regularly at one casino. Typically, these bonus offers are based on your activity, so the more you play, the more you get. 

At Café Casino, you collect points while playing scratch cards online, which can be valuable. You can exchange them for cash bonuses. You can cash them in regularly or wait until you’ve collected enough for a huge bonus.

Payment Methods for Real-Money Online Scratch-Off

Online casinos offer many payment methods and usually support both fiat and crypto. Before selecting a payment method, you should know how it works. Discover the pros and cons of scratch-off casinos’ most common payment types below. 

Credit and Debit Cards

Many Americans prefer using banking cards for online payments and are keen in finding credit card casinos or debit card casinos. However, even though this payment method might be convenient, it’s usually not the best option. The fees associated with online casino transfers using payment cards can be very high. Casinos like Ignition Casino charge as much as a 15.9% fee. 

However, there are also benefits, like all transfers are instant. You can also claim all standard bonus offers when depositing with debit or credit cards. But unfortunately, most casinos don’t accept withdrawals back to your card. 

Bitcoin and Altcoins

Cryptocurrencies are typically the best payment options for offshore US online casinos. This is because you can claim exclusive crypto bonuses, and the transactions are almost always fee-free. In most cases, you can also withdraw back to your crypto wallet. 

Some online casinos support Bitcoin. Others, like Wild Casino and SuperSlots, offer 16 cryptocurrencies and altcoins. This means you can usually make your payments in crypto you already hold. Just note that not all transfers with cryptocurrencies will be instant.

Prepaid Cards and Vouchers

Prepaid cards like Visa gift cards are accepted at all casinos that accept debit and credit cards. As with any card payment, the fees might be high, but at least the payment will be instant. However, prepaid cards and vouchers, like Flexepin, can’t be used for withdrawals.

Bank Transfers

Bank transfer casinos are available in the US. However, this is your are the slowest payment type, as your deposit can take a week to arrive. Since the transfer isn’t instant, you can’t claim bonuses with such deposits. You should also remember that there might be high fees and minimum transfer limits. At, for example, Wild Casino, $1,000 is the minimum acceptable amount for a bank transfer deposit.

How to Make the Most of Your Scratch-Off Bankroll

Online scratch cards are purely games of chance, and you can’t impact your chances of winning. No strategies will help you except some general tips for optimizing your bankroll. Follow the tips below to ensure you have the greatest chance of coming out on top. 

Manage Your Bankroll

Managing your bankroll means managing your bets. You want to bet enough to get a decent win and make it through an unlucky streak. Therefore, we usually recommend that you don’t wager more than 1% and 2% per scratchie. If you have a balance of $100, a $1 or $2 bet would be optimal. 

Claim Available Bonuses

Getting the most of your money means you should claim available bonus offers. If you get a match deposit bonus of 200%, you can increase your bankroll and therefore play with higher bets. Higher bets mean you win more when luck strikes. Just read the bonus terms in full before you opt for a bonus. 

Cash Out Regularly

If you want to win long-term, you need to cash out when you get a big win. Like all other casino games, scratch card games are made to make you lose if you play long enough. So don’t fall for the temptation to gamble away all your winnings while chasing more wins. Cash out when you’re ahead. 

Real-Money Scratch-Off vs. Free Online Scratch Cards

Most online casinos let you play online scratch-offs for free. All you need to do is start the game in demo mode, and you can play with fun money. The games work exactly as they do when playing for real money.

Once you’re done playing for free, you can switch to play for real money. Usually, this can be done with the switch of a toggle button. 

A Brief History of Scratch-Offs

The origins of scratch cards are unknown, but these games have certainly been around for a long time. The cards stem from a type of lottery, where you get a ticket and either win or not. 

There are many versions of scratchies, but the typical ones require you to get three of a kind to win. Physical cards have to be scratched with a coin or another object, and this is where the name stems from. You simply press a button to scratch the whole card when playing online. 

The online scratch cards you play are modern versions of scratch cards. In addition to the standard wins you get from three-of-a-kind, there are other features. Free spins or scratches and multiplying wins are common. Online scratch cards are almost like a mix between classic scratch cards and slot machines. 

Frequently Asked Questions

How Does Real-Money Scratch-Off Work?

Scratch-offs you can play at online casinos are a mix of classic scratchies and slots. You need to get three of a kind to win, but there are also bonus features. You can get free spins, bonus games, and multipliers. Some online scratch cards even offer a jackpot prize. 

How to Find a Reputable Online Scratch-Off Casino?

Casinos we recommend where you find online scratch-offs are all reputable. We look at the casino’s trustworthiness, security, fairness, and online reputation. The best casino to play scratch card games is BetUS.

Does Real-Money Scratch-Off Games Use an RNG?

Yes, an RNG is used when you play online scratch cards. This is what determines which symbols will show up in each scratch. All the best real-money casino apps that we recommend that offer scratch card games use certified random number generators.

Can I Try Free Online Scratch Cards Before Making a Deposit?

Yes, you can play free online scratch cards at most casinos. All you have to do to play free online scratch cards is to start the game in demo mode. You then get to see all the features and know the game. You can easily switch to real-money play after playing free online scratch cards.

What Do I Need to Have to Play Online Scratch-Offs

All you need to play scratch cards is a device with a web browser, such as a computer, smartphone, or tablet. No additional software is needed because all scratch-offs load in your browser. Ensure you have a stable internet connection to get the best user experience. 

What Does Scratch-Off Mean?

Scratch-offs simply mean cards you must scratch to reveal whether you have won. In online scratch card games, however, you’ll virtually scratch the whole card by clicking a button. Physical scratch-offs are usually scratched using a coin or another object of similar size and density.

What Is the RTP in Scratch-Offs?

Online scratch cards can have many different RTPs. You’ll see the cards RTP in each scratch-off game. Typically, the RTP is around the same as in slot machines, meaning between 95% and 97%.

Are My Chances of Winning at an Online Scratch-Off the Same as in a Land-based Casino?

It doesn’t matter where you play online scratch cards. The games offered online and at land-based casinos are often from the same game providers. So, you’ll be playing the same scratch scratch-offs. All that matters for your winning chances are the game’s RTP and your luck. 

Are Online Scratch Card Games Rigged?

Online scratch card games are not rigged as long as they run on a certified RNG. An RNG is a random number generator, which should be audited for fairness by an independent company. This ensures that casinos can’t ring the outcomes of scratch-offs.

Is Online Scratch Cards a Game of Skill?

There are no skills involved when you play online scratch cards. These are games purely based on luck, and no strategies or abilities are applied. All you need to do is decide how much to bet and click the button to start the game. 

How Can I Win at Online Scratch Cards?

You need to trust your luck when you play scratch card games online. There is no way to influence the results when playing online scratch cards. No strategies other than luck will help you short-term or long-term.

Are Online Scratch Cards Legal in the USA?

In most states, online scratch card games are legal if played at offshore international online casinos. However, the gambling laws in the USA are determined at a state level and depend entirely on where you live. Refer to our US gambling laws page for more information.

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