Montana Lottery - Guide to MO Lotto Games & Laws

Learn everything you need to know about Montana's lottery and scratch-offs

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In 1986, Montana welcomed the legalization of lotteries, a pivotal moment in the state’s gaming history. The Montana Lottery Commission, a reputable body established to supervise operations and ensure fairness, has effectively overseen lottery affairs since then. It is estimated that a significant amount of money has been disbursed as winnings over the years, elevating the Montana lottery to a popular pastime for many. The lottery extends beyond traditional games, even embracing the modern era with online scratch-off gambling sites, offering a digitized experience for the participants.

Dive deeper into this Montana lottery guide, where we will navigate you through an array of topics that shed light on the legal nuances, taxation structures, and insightful tips to enhance your lottery experience. Whether you are a seasoned player or just stepping into the world of Montana lotteries, this guide promises to equip you with comprehensive knowledge to navigate the exciting realm of scratch-off online gambling sites and beyond.

Montana Online Lottery

In the picturesque state of Montana, the online lottery stands as a beacon of modern entertainment, offering a myriad of games that suit both novice and experienced players. The Montana online lottery, governed by the Montana Lottery Commission, facilitates a seamless and secure gaming experience, directly contributing to the state’s economic developments and social initiatives. You’ll find not only the popular draw games but also an impressive assortment of instant win games that bring the thrill of the casino right to your pocket. Merging entertainment with state-building, this platform promises a wholesome and exhilarating gaming journey.

  1. Visit the Official Website: Begin your Montana online lottery adventure by visiting the official Montana lottery website on your preferred browser.
  2. Download the App: Find the section designated for mobile app downloads – typically you’ll have options for both Android and iOS. Click to initiate the download process.
  3. Install the App: Once downloaded, tap to install the app on your device, following any on-screen instructions to complete the setup.
  4. Register or Log In: Launch the app and create a new account with necessary details or log in if you already have an existing account.
  5. Verification: Go through the required verification steps to secure your account, preparing it for use.
  6. Embark on Your Journey: Now, you are primed to explore the myriad gaming options available on the Montana online lottery app, marking the start of your thrilling journey.

As you step into the vibrant world of the Montana online lottery, you’ll be met with a rich array of gaming options designed to entertain and excite. From renowned draw games like Powerball and Mega Millions to instant win games that offer instant gratification, there’s something to suit all tastes. The app is intuitively designed, allowing for easy navigation to check recent winning numbers, find nearby lottery retailers, and even scan your physical tickets to verify winnings.

Furthermore, the app serves as an informational hub, providing insights into how the lottery contributes to the state’s welfare through various social and economic initiatives. Every game you play holds the dual promise of a potential win and a contribution to Montana’s development. Dive in and be part of a larger community initiative while enjoying a vibrant gaming experience with the Montana online lottery app.

Montana Multi-state Draw Games

In the fascinating world of lotteries, Montana stands as a significant participant, offering a range of multi-state draw games that provide residents and visitors the opportunity to win big, all while contributing to the state’s welfare. These games, renowned for their mammoth jackpots and thrilling gameplay, have created numerous millionaires in the state. As you navigate through Montana’s lottery landscape, here’s a detailed guide on each multi-state draw game available, aiding you in possibly carving your path to becoming Montana’s next millionaire.


Powerball, one of the most popular lotteries in the United States, offers the residents of Montana a chance to win substantial prizes. To participate, you simply need to purchase a ticket priced at $2 from any authorized retailer. You’ll select five numbers from a set of 69 (white balls) and one number from a set of 26 (the Powerball). If you wish to increase your chances of winning, the Power Play option, available at an additional cost, multiplies non-jackpot prizes.


Montanans have seen several winners over the years, including a notable winner from Missoula who bagged a whopping $48.5 million jackpot back in 2009. Stories like these inspire many to try their luck at the Powerball.

  • To purchase lottery tickets, you’ll only spend $2 (additional cost for Power Play option)
  • Rewards range from smaller cash prizes to multi-million dollar jackpots
  • Purchase a ticket from an authorized retailer and select your numbers manually or through a quick pick option
Matching numbers Prize amountOdds
Matching 5 + Powerball$194,000,0001 in 292,201,338
Matching 5 + $1,000,0001 in 11,688,054
Matching 4 + Powerball$50,0001 in 913,130
Matching 4$1001 in 36,525
Matching 3 + Powerball$5001 in 14,495
Matching 3$201 in 580
Matching 2 + Powerball$201 in 702
Matching 1 + Powerball$101 in 92
Matching Powerball only$71 in 38

Mega Millions

Mega Millions is another stellar multi-state lottery game offering in Montana, boasting gigantic jackpots and multiple prize tiers. To dive into this game, purchase a ticket for $2 from any official retailer in Montana. You’ll be asked to choose five numbers from a pool of 70 and a Mega Ball number from a selection of 25. The optional Megaplier, available at an extra charge, can multiply non-jackpot winnings, enhancing your potential prize amount.

Mega Millions

There have been several Montana natives who have seized significant prizes in this lottery. For instance, a resident of Great Falls clinched a substantial $3 million prize in 2013, showcasing that monumental wins are indeed possible.

  • You can purchase lottery tickets for $2 (additional charge for Megaplier feature)
  • Various prize levels, from minor winnings to life-altering jackpots
  • To participate, obtain a ticket from a certified retailer and select your numbers either manually or using the quick pick option
Matching numbers Prize amountOdds
Matching 5 + Mega BallJackpot 1 in 302,575,350
Matching 5 $1,000,0001 in 12,607,306
Matching 4 + Mega Ball$10,0001 in 931,001
Matching 4$5001 in 36,792
Matching 3 + Mega Ball$2001 in 14,547
Matching 3$101 in 606
Matching 2 + Mega Ball$101 in 693
Matching 1 + Mega Ball$41 in 89
Mega Ball only$21 in 37

Lucky for Life

Lucky for Life presents a unique opportunity for lottery enthusiasts in Montana, offering a chance to win $1,000 per day for life. Entering this game involves buying a $2 ticket from an authorized retailer in the state. Participants select five numbers from a pool of 48 and one Lucky Ball number from a range of 18. The game boasts various prize tiers, including a second prize of $25,000 a year for life.

Lucky for Life

The game has turned many participants into winners, with people securing prizes that range from smaller cash amounts to the substantial lifelong prizes. Though not as high-profile as Powerball or Mega Millions, it has bestowed financial blessings upon many in Montana.

  • Ticket price is fixed at $2 
  • Multiple prize tiers, including the top prize of $1,000 per day for life
  • Buy a ticket from a recognized retailer and select your numbers, or use the quick pick feature to generate numbers randomly
Matching numbers Prize amountOdds
Matching 5 + Lucky Ball$1,000/Day for Life1 in 30,821,472
Matching 5 $25,000/Year for Life1 in 1,813,028
Matching 4 + Lucky Ball$2001 in 8,433
Matching 4$1501 in 3,413
Matching 3 + Lucky Ball$201 in 201
Matching 3$251 in 250
Matching 2 + Lucky Ball$31 in 15
Matching 1 + Lucky Ball$61 in 50
Lucky Ball only$41 in 32

Montana Draw Games

In the treasure state of Montana, local draw games are not just a means of testing your luck but also a way to contribute to the betterment of the community. These games have garnered a significant following, offering participants a chance to win remarkable prizes while also supporting local educational and economic initiatives. As you navigate through the fascinating world of Montana’s local draw games, we bring you detailed insights into the various offerings available, enhancing your lottery experience.

Montana Cash

Montana Cash is a staple among the local lottery games, beckoning participants with its inviting prizes. To engage in this bi-weekly excitement, purchase a ticket at $1 from an official lottery retailer in Montana. Choose five numbers from a range of 1 to 45, and await the draw, where fortunes are unveiled. You can further spice up your game with the additional Extra feature, at $1, potentially multiplying your winnings.

An example of a triumphant moment was when a fortunate player from Butte claimed a hefty jackpot of over $500,000, exemplifying the life-changing potential of Montana Cash.

  • Purchasing lottery tickets cost $1, with an optional Extra feature costing an additional $1.
  • Prize ranges from smaller cash prizes to substantial jackpots, offering ample winning opportunities.
  • Acquire a ticket from an official retailer and select your numbers manually or through the quick pick option.

Big Sky Bonus

The Big Sky Bonus, exclusive to Montana, guarantees a jackpot win in every draw, adding an electrifying element to your daily routine. To immerse yourself in this thrilling game, buy a ticket at $2 from any licensed retailer in Montana. You’ll need to select four numbers from 1 to 28, along with a bonus ball number from a separate pool of 17. Draws are conducted daily, ensuring a steady stream of excitement and potential wins.

Montanans have celebrated numerous victories, including a lucky player from Kalispell who bagged a considerable sum, further emphasizing the allure of the Big Sky Bonus.

  • Ticket prizes begin at $2
  • Offers various prize tiers, with a guaranteed jackpot in every draw.
  • Purchase lottery tickets from an authorized retailer, select your numbers, or opt for the quick pick feature.

Treasure Play

Treasure Play is a digital instant win game that adds a dash of excitement to your day, offering a refreshing and modern twist to the traditional lottery. To participate, visit an official lottery retailer and purchase a ticket priced between $1 and $5. The digital display will unveil whether you have won, with prizes reaching up to $10,000, creating moments of exhilaration in your daily routine.

This game has witnessed numerous instant winners, showcasing the opportunity for quick and substantial gains, making Treasure Play a favorite among the locals.

  • You can buy lottery tickets between $1 and $5, depending on the selected game.
  • Features a range of prizes, with potential winnings of up to $10,000.
  • Buy a ticket from an official retailer and watch the digital display to discover if you’ve won.

Montana Number Drawing Schedule

Navigating through the diverse landscape of the Montana Lottery, you will find numerous games each with distinct draw schedules. Here’s a streamlined table to assist you in mapping out your week effectively, ensuring you are always ready for the next exciting draw.

Mega Millions10:00 PM10:00 PM
Powerball9:59 PM9:59 PM
Cash4Life8:00 PM8:00 PM8:00 PM8:00 PM8:00 PM8:00 PM8:00 PM
Fantasy 510:34 PM10:34 PM10:34 PM10:34 PM10:34 PM10:34 PM10:34 PM
Jackpot Triple Play10:15 PM10:15 PM
Time Zone: CDT

Montana Scratch Tickets

Stepping into the exhilarating domain of Montana scratch tickets, you are met with a kaleidoscope of opportunities waiting to unfold. Each scratch ticket you procure opens up a world filled with potential fortunes, concealed just beneath the surface, awaiting your discovery. The wide array of vibrant tickets, each with its unique prize structure, beckons with promises of exhilarating wins. As you venture further, allow us to guide you through some of the most popular scratch-offs in Montana, setting the stage for your potential windfall.

Scratch off nameTicket PriceMaximum Win
Montana Millionaire $20$1,000,000
Maximum Money       $10$200,000
Gold Rush$5$100,000
Wild Cherry Crossword     $3$50,000
Aces and 8s   $2$20,000

Montana Lottery Laws

Embarking on the thrilling path of the Montana Lottery, it is crucial for you to be acquainted with the existing laws governing these games in the state. These regulations are instituted to maintain a safe and responsible gaming environment. Furthermore, being well-versed with these laws not only ensures a smooth gaming experience but also assists in making informed decisions. Below, we have encapsulated the pertinent legal aspects that you should be aware of as a Montana Lottery participant.

AspectMontana Lottery Law
Legal age for lottery game18  years
Tax on winningsFederal tax: 24%, State tax: 6.9%
Anonymity for winnersYes
Limit to claim win6 months to 1 year, depending on the game
Online lotteryYes

Overview of the Montana Lottery

Delve into the exhilarating world of Montana Lottery, a vibrant platform that has been offering a thrilling assortment of games to the residents since its establishment in 1986. Operating under the Montana Department of Administration, it has continuously contributed to the state’s well-being by channeling a portion of its revenues to various state funds. A hallmark of entertainment and excitement, the Montana Lottery embodies the spirit of luck and chance, fostering dreams of fortune with each ticket purchase. Here, we present a brief overview of the main attributes of the Montana Lottery:

AspectMontana Law
Company NameMontana Lottery  
Founded Date 1986
HeadquartersHelena, Montana
Biggest Win in History$48 million (Powerball, 2008) 

The Montana Lottery makes significant contributions to the state’s treasury, with a notable portion of its revenue channeled towards the State General Fund, which supports an array of public sectors including education, health, and infrastructure projects. When a lucky individual strikes gold with a lottery win, they should be prepared for a taxation structure that encompasses a federal tax rate of 24% and a state tax rate of 6.9%. Understanding these tax ramifications is a key aspect in the journey of a lottery participant in Montana.

Other Gambling in Montana

In the state of Montana, a diverse palette of gambling activities awaits enthusiasts, seamlessly blending tradition with innovation. The legal gambling landscape encompasses state-run lottery games, which feature a mix of local and multi-state draw games, along with a rich variety of scratch-off tickets. Furthermore, Montana stands as one of the few states that have legalized sports betting, offering both retail and mobile wagering opportunities for sports aficionados. 

Alongside, the state harbors numerous licensed casinos that provide a range of video gambling machines, poker, and keno, fostering a vibrant gambling culture. Moreover, Montana maintains a rich tradition of tribal gaming, with Native American reservations hosting casinos that offer high-stake bingo and a spectrum of table games. Thus, Montana offers a relatively expansive and inclusive gambling environment, catering to a wide range of preferences and tastes.

Montana Winners

In the scenic vistas of Montana, the lottery has been a beacon of hope and fortune, gifting numerous participants with moments of joy and financial windfalls. The Montana Lottery has created numerous millionaires, each with a unique tale of luck and destiny. From sudden millionaires to those who have won substantial amounts, the narratives are as diverse as they are inspiring. 

These winners have not only embraced newfound wealth but have also become part of the rich tapestry of stories that embody the Montana Lottery’s spirit of dreams coming true. Here, we chronicle some of the noteworthy winners who have marked their place in Montana Lottery history.

NameDateWin AmountGame
Kimberley and Timothy Klassen               March 2019$1 MillionMontana Millionaire
Noal AkinsDecember 2020$1 MillionMontana Millionaire
Tammy RauchJanuary 2019$70,000Montana Sports Action Fantasy Racing
Richard and Randee RagatzMay 2018$1 MillionPowerball
Vicki L ThodeDecember 2019$75,000Montana Crossword


What does the phrase “Second Chance” on my ticket mean?

When you notice the phrase “Second Chance” on your lottery ticket, it signifies an exciting opportunity awaiting you. In the event that your ticket doesn’t win in the initial drawing, you have another shot at winning through a subsequent drawing or a special event.

Do lottery laws differ in all US states?

Absolutely. As you navigate the diverse landscape of the US lottery scene, you will find that lottery and gambling laws vary significantly from state to state. These differences can pertain to the legal gambling age, the types of games that are permitted, and how the proceeds are utilized within the state.

Can I play lotteries for real money at online casinos in Montana?

In Montana, you will find that playing lotteries for real money at online casinos isn’t a legally sanctioned option at the moment. You are encouraged to purchase lottery tickets through authorized retailers or the official Montana Lottery website. Always ensure to engage in gambling activities within the legal frameworks established in your jurisdiction to guarantee a safe and responsible gaming experience.

Why do Montana lotteries not offer fixed prizes?

Montana lotteries often do not offer fixed prizes to build a more exciting and rewarding experience for you as a player. This method allows the prize pools to grow proportionally with the number of ticket sales, potentially offering you a larger jackpot if ticket sales are high. This structure not only fuels the excitement but also possibly amplifies the reward for the lucky winners.

Can winners of the Montana lottery maintain their anonymity?

Yes, if you find yourself a fortunate winner in the Montana lottery, you can choose to maintain your anonymity. The state allows winners to protect their identity from the public, ensuring your privacy is preserved during and after the claim process. It’s a provision that aims to safeguard winners from potential risks associated with publicizing large monetary gains.

Is there an app for the Montana lottery?

Absolutely, if you emerge victorious in the Montana lottery, you have the right to maintain your anonymity. Montana respects the privacy of its lottery winners, offering a provision that allows you to shield your identity from the public eye. This policy is in place to safeguard you from any potential unsolicited attention or other risks that might accompany the public disclosure of a substantial win.

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