Tennessee Lottery - Guide to TN Lotto Games & Laws

Learn everything you need to know about Tennessee's lottery and scratch-offs

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In the early 2000s, the trajectory of legal gambling took a pivotal turn in Tennessee, culminating in the legalization of the state lottery in 2004. Since its inception, the Tennessee Education Lottery Corporation has meticulously overseen the operations, ensuring fair play and adherence to the legal stipulations. 

As you venture further into this Tennessee lottery guide, anticipate uncovering the nuances of participating in this state-controlled lottery, including insights on scratch-off gambling sites. Equip yourself with strategies and legal insights that can potentially elevate your lottery experience in Tennessee. Whether you are a novice or a seasoned player, this guide promises to broaden your understanding and potentially augment your winnings.

Tennessee Online Lottery

In the vibrant digital landscape of the Tennessee online lottery, you’ll find a hub of opportunity and entertainment brimming with an expansive array of lottery games that suit every preference. As a player, you are given a front-row seat to an ever-evolving platform where convenience, security, and innovation merge seamlessly, bringing the excitement directly to your fingertips.

Participating in the Tennessee lottery online means engaging with a system that values responsible gaming while offering you a genuine chance to transform your fortunes. It’s not just about the winnings; it’s also about enjoying a secure and modern gaming experience.

To immerse yourself in this dynamic environment, here’s a step-by-step guide on how to get the app:

  1. Using your mobile device, navigate to the official Tennessee Lottery website.
  2. Spot the section highlighting the mobile app and choose the appropriate version for your device – Android or iOS.
  3. For Android, tap to download the APK file and allow installations from unknown sources in your settings. For iOS, download directly from the App Store.
  4. Install the app on your device and launch it to start the registration process.
  5. Fill in the necessary details to create your account, ensuring to provide accurate information.
  6. Verify your account through the confirmation email or SMS that you receive.
  7. Log in with your fresh credentials, and you’re ready to explore the world of Tennessee online lottery.

As you dive in, you’ll be greeted by a robust portfolio of offerings that encapsulates the excitement and diversity of lottery games. The app showcases a plethora of games, including instant win games that might remind you of your favorite scratch-off online gambling sites. Not only can you purchase tickets and play games, but you can also effortlessly track your play history and manage your account with utmost security. 

Moreover, the app serves as a comprehensive Tennessee lottery guide, presenting insights, tips, and updates that could potentially elevate your gaming strategy. Step into a space where technology meets excitement, and embark on a rewarding journey with the Tennessee online lottery.

Tennessee Multi-state Draw Games

In the heart of Tennessee, lottery enthusiasts are often found buzzing with anticipation as multi-state draw games offer them opportunities to win life-changing prizes. These games, characterized by their expansive prize pools and widespread participation, bring a touch of excitement and a chance of fortune to many. 

As someone looking to try their luck, you might be keen to learn more about these thrilling opportunities available right at your doorstep. Here, we’ll guide you through each of the popular multi-state draw games available in Tennessee.


As a prominent figure in the realm of lottery games, Powerball invites you to partake in a game where jackpots soar to staggering heights, often reaching into the hundreds of millions or even billions. Participating is straightforward: purchase a ticket priced at $2 and select five numbers from a pool of 69 (white balls) and one Powerball number from a set of 26 (red ball). To elevate your experience, the Power Play option, available at an additional cost of $1, can potentially multiply non-jackpot prizes.


Remarkable stories of winnings abound, such as the tale of a Tennessee family who clinched a share of the record $1.586 billion jackpot in 2016. Their win not only transformed their lives but also ignited dreams for many other prospective winners.

  • Lottery tickets cost $2, with an additional $1 for Power Play. 
  • You can purchase lottery tickets from authorized retailers or online platforms and select your numbers.
  • The jackpot starts at $20 million and can roll over to reach astronomical sums.
Matching numbers Prize amountOdds
Matching 5 + Powerball$194,000,0001 in 292,201,338
Matching 5 + $1,000,0001 in 11,688,054
Matching 4 + Powerball$50,0001 in 913,130
Matching 4$1001 in 36,525
Matching 3 + Powerball$5001 in 14,495
Matching 3$201 in 580
Matching 2 + Powerball$201 in 702
Matching 1 + Powerball$101 in 92
Matching Powerball only$71 in 38

Mega Millions

Step into the exhilarating sphere of Mega Millions, another titan in the multi-state lottery arena. Here, for a mere $2, you get a shot at prizes that have been known to reach dizzying heights. When you participate, you select five numbers from a set of 70 and a Mega Ball number from a choice of 25. An optional Megaplier, costing an extra $1, can amplify your winnings in non-jackpot prize categories.

Mega Millions

In Tennessee, winners have walked away with significant fortunes, including a lucky individual who won a staggering $61 million jackpot in 2014. Stories such as these serve as a testament to the thrilling possibilities that the Mega Millions game holds.

  • You can buy lottery tickets for $2 or make an additional $1 payment for Megaplier
  • You can acquire a ticket from licensed vendors or online and pick your lucky numbers.
  • The jackpot commences at $20 million, with the potential to grow immensely with each draw.
Matching numbers Prize amountOdds
Matching 5 + Mega BallJackpot 1 in 302,575,350
Matching 5 $1,000,0001 in 12,607,306
Matching 4 + Mega Ball$10,0001 in 931,001
Matching 4$5001 in 36,792
Matching 3 + Mega Ball$2001 in 14,547
Matching 3$101 in 606
Matching 2 + Mega Ball$101 in 693
Matching 1 + Mega Ball$41 in 89
Mega Ball only$21 in 37


Experience the joy of potentially securing a steady income stream with Cash4Life, a unique game where the grand prize is $1,000 a day for life. To participate, purchase a $2 ticket and choose five numbers from a field of 60, plus one Cash Ball number from a set of 4. 


Stories of winners resonate with hope and dreams realized, as they embark on a journey of financial security and comfort, courtesy of their lucky numbers aligning in this remarkable game.

  • Ticket prices begin at $2
  • To participate, secure a ticket from licensed sellers or online platforms and select your numbers.
  • The top prize offers $1,000 a day for life, creating a pathway to a comfortable and secure financial future.
Matching numbers Prize amountOdds
Matching 5 + Cash Ball$1,000 a day for life 1 in 21,846,048
Matching 5 $1,000 a week for life 1 in 7,282,016
Matching 4 + CashBall$2,500 1 in 79,440
Matching 4$500 1 in 26,480
Matching 3 + CashBall$25 1 in 490
Matching 3$10 1 in 83
Matching 2 + CashBall$41 in 28
Matching 1 + Cash Ball$21 in 13

Lotto America

Dive into the adventurous world of Lotto America, a game that offers you a perfect blend of affordability and substantial prize potential. With ticket prices set at $1, you select five numbers from a pool of 52, along with one Star Ball from a set of 10. To heighten the excitement, the All-Star Bonus multiplier, available for an extra dollar, can multiply non-jackpot prizes by up to 5 times.


In the annals of Tennessee lottery history, numerous individuals have experienced the joy of substantial wins, embodying the spirit of luck and fortune that Lotto America promotes. 

  • Ticket prices begin at $1 (additional $1 for All-Star Bonus)
  • To buy a ticket from authorized outlets or online and select your numbers.
  • Jackpots start at $2 million, promising substantial wins.
Matching numbers Prize amountOdds
5 numbers + Star BallJackpot1 in 25,989,600
5 numbers$20001 in 2,887,733
4 numbers + Star Ball$10001 in 110,594
4 numbers$1001 in 12,288
3 numbers + Star Ball$201 in 2,404
3 numbers$51 in 267
2 numbers + Star Ball$51 in 160
1 number + Star Ball$21 in 29
Star Ball only$21 in 17

Tennessee Draw Games

Embarking on the journey into the rich world of Tennessee’s local draw games is akin to stepping into a realm of potential fortune and exhilaration. With a range of games that are designed to cater to different preferences and risk appetites, the local draw games in Tennessee offer residents an opportunity to not only try their luck but also to potentially transform their lives. As you venture deeper, you will discover that each game comes with its own unique set of features, making the experience thoroughly engaging. Here, we unveil the treasure trove of opportunities that await you in the Tennessee local draw games.

Tennessee Cash

Tennessee Cash stands as a favorite among the locals, offering an engaging and potentially rewarding experience. To participate, you would need to purchase a ticket priced at $1. You get to choose five numbers from a pool of 35 and an additional Cash Ball number from a set of 5. The game, drawn thrice a week, offers significant prizes including a jackpot that starts at $200,000.

In recent years, there was a remarkable story of a player from Knoxville who bagged a jackpot prize of $1.9 million, showcasing the splendid opportunities that lie within this game.

  • Tennessee Cash lottery tickets cost $1
  • Buy a ticket from authorized retailers and select your preferred numbers.
  • Jackpots commence at $200,000, providing ample chances for a hefty win.

Cash 3 and Cash 4

These daily draw games serve as a beacon of hope for many, offering regular opportunities to win appealing prizes. In Cash 3, select a three-digit number and potentially win up to $500. In the Cash 4 game, a four-digit number could potentially lead to a prize of up to $5,000. Tickets are available at prices starting from $0.50, making it an accessible option for daily excitement.

Numerous players have turned their small investments into significant wins, with many tales of joy and surprise echoing through Tennessee’s local communities.

  • To purchase lottery tickets for Cash 3 and Cash 4, you can budget $0.50 per play
  • Win up to $500 in Cash 3 and up to $5,000 in Cash 4.

Cash Pop

Cash Pop brings a fresh and exhilarating perspective to lottery games. You can purchase a ticket for as low as $1 and choose a single number from 1 to 15. If your number is drawn, you win! It’s a simple and fun game, with multiple drawings daily, offering fast-paced excitement and numerous chances to win.

Stories of winners are prevalent, with many Tennessee residents finding joy and a bit of extra cash to splurge, save, or invest through this delightful game.

  • Each lottery ticket costs $1 per play
  • Get a ticket from an authorized retailer and choose a number between 1 and 15.
  • Frequent drawings offer numerous chances to grab a prize, fostering continual excitement.

Tennessee Number Drawing Schedule

The Tennessee Lottery offers a diverse range of games, each with a dedicated drawing schedule to keep the excitement alive throughout the week. Players eagerly tune in on various days to witness the live draws, fostering a consistent wave of anticipation and thrill.

Powerball9:59 PM9:59 PM
Mega Millions10:00 PM10:00 PM
Cash 4 Life8:00 PM8:00 PM8:00 PM8:00 PM8:00 PM8:00 PM8:00 PM
Tennessee Cash10:30 PM10:30 PM10:30 PM
Lotto America10:30 PM10:30 PM
Times Based on (GMT-5:00)

Tennessee Scratch Tickets

Dive into the captivating realm of Tennessee Scratch Tickets, where a mosaic of opportunities and instant rewards awaits you at the tips of your fingers. As you engage with these vibrant tickets, each scratch unravels a path that could potentially lead to a life-changing windfall. From the first scratch to the revealing of the last symbol, the excitement and anticipation build up, promising a thrilling gaming experience. Below, we present a curated guide just for you, highlighting some of the most popular scratch-off tickets in Tennessee, along with their respective ticket prices and maximum winnings.

Scratch off nameTicket PriceMaximum Win
Millionaire Jumbo Bucks$20$3,000,000
Tennessee Riches $10$1,000,000
Jumbo Bucks 300X           $10$300,000
VIP Cash$5$150,000
Lady Luck$2$25,000
Wild Cherry Crossword$3$50,000

Tennessee Lottery Laws

Navigating the world of the Tennessee Lottery involves understanding the various laws and regulations that govern it. For you, as a potential player or an avid lottery enthusiast, it’s crucial to grasp these legal nuances to ensure a smooth gaming experience. 

The state of Tennessee has instituted a series of laws to regulate the lottery landscape, preserving the essence of fair play and integrity. Below, you will find a concise guide that encapsulates key legal aspects you should be acquainted with before you embark on your Tennessee lottery journey.

AspectTennessee Lottery Law
Legal age for lottery game18  years
Tax on winnings0% state tax and 24% federal tax
Anonymity for winnersYes
Limit to claim win180 days from drawing
Online lotteryYes

Overview of the Tennessee Lottery

Embarking on a journey with Tennessee’s main lottery offers you a gateway to an array of exciting games, where possibilities abound. Initiated in 2004, this state-run entity has been instrumental in transforming lives with its humongous prize offerings and fostering education through its dedicated contributions. As you delve deeper, you’ll discover a rich history marked with substantial wins and an unwavering commitment to funding educational programs. Here’s a comprehensive guide to the Tennessee lottery that might just be your roadmap to fortune:

Company NameTennessee Lottery
Founded Date 2004   
Headquarters26 Century Blvd #200, Nashville, TN 37214, United States
Website Addresswww.tnlottery.com

As you participate in the Tennessee lottery, take solace in the fact that a considerable portion of the gaming revenue is channeled toward educational programs in the state, including scholarships, grants, and after-school programs. Furthermore, it’s noteworthy to remember that the state does not impose any taxes on lottery winnings; however, a federal withholding tax of 24% applies to substantial prizes. This initiative not only furnishes you with a platform to potentially secure significant winnings but also serves as a critical vehicle to foster education and nurture the future of Tennessee.

Other Gambling in Tennessee

The Tennessee gambling landscape is fairly restricted, focusing mainly on the state-run lottery, which encompasses a variety of games including Powerball, Mega Millions, and numerous instant games, offering residents a legal avenue to try their luck. Apart from the lottery, online sports betting has also marked its presence in the state, being legalized in 2019 and officially launching in 2020, which allows you to place wagers on various sports events through licensed online platforms. 

While traditional casino gaming and live sports betting at physical locations remain prohibited, charitable gaming events like bingo are permissible under strict regulations. Thus, while exploring gambling opportunities in Tennessee, you will find a limited but growing array of options to indulge in, with an emphasis on promoting responsible gaming.

Tennessee Lottery Winners

In the vibrant world of the Tennessee Lottery, countless lives have been transformed overnight, bestowing individuals with windfalls that have not only fulfilled dreams but also created legacies. Whether it’s the sudden surge of wealth from the multi-state draw games or the thrill of uncovering a fortune in an instant scratch ticket, Tennessee has witnessed a remarkable series of winners walking away with life-altering prizes. 

These fortunate individuals, with their stellar wins, have etched their names in the annals of the Tennessee Lottery’s history. Here’s a table that chronicles some of the record winners who struck gold in various lottery games:

NameDateWin AmountGame
John Robinson January 2016$528.8 millionPowerball
Roy CockrumJune 2014 $259.8 millionPowerball 
UnclaimedNovember 2021$50 millionPowerball
Kenneth RobinsonNovember 2010$144 millionMega Millions


What does the phrase “Second Chance” on my ticket mean?

As you explore the world of lottery gaming, you might stumble upon a promising feature called “second chance”, which is an additional opportunity to win prizes even if your initial ticket didn’t bag a win. It essentially means that your ticket gets a new lease of life, entering into a separate draw where you stand a chance to grab other enticing rewards.

Do lottery laws differ in all US states?

As you venture into the diverse landscape of real money gaming in the United States, you will notice the varying state laws governing gambling. It means that while you might enjoy a particular type of gaming in one state, the same might not be available or legal in another. Therefore, it’s crucial for you to acquaint yourself with the specific regulations like the minimum age for gambling and lottery in each state to ensure a lawful and enjoyable experience.

Can I play lotteries for real money at online casinos in Tennessee?

In Tennessee, your options to play lotteries for real money at online casinos are quite limited due to the state’s stringent regulations on gambling. Currently, the state only permits online sports betting and offers a range of state-run lottery games, which you can enjoy without venturing into the realm of online casinos.

Why do Tennessee lotteries not offer fixed prizes?

As you delve into the Tennessee lottery schemes, you will notice that not offering fixed prizes in certain games is a strategic approach to keep the lottery pool buoyant and enticing. This arrangement allows you, as a player, to potentially win larger sums, as prize amounts are often determined by ticket sales and the number of winners in each category.

Can winners of the Tennessee lottery maintain their anonymity?

Yes, as a fortunate winner of the Tennessee lottery, you are granted the privilege to maintain your anonymity when claiming your prize. This provision is in place to protect your privacy and safeguard you from potential risks associated with publicizing large winnings. Therefore, you can enjoy your newfound fortune with peace of mind, without the spotlight of public attention.

Is there an app for the Tennessee lottery?

Yes, as a lottery enthusiast in Tennessee, you’ll be pleased to know that there is a dedicated app for the Tennessee Lottery. This app not only facilitates easy access to your favorite lottery games but also keeps you updated with the latest results and jackpots, right at your fingertips. It’s designed to enhance your lottery experience, offering a convenient platform to indulge in various games and keep track of your winnings with ease.

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